31 Wistar Way, O Fallon, MO 63366 Property Records

St. Charles County property record for 31 Wistar Way, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,470 sqft · built 1995
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$194,900 (Feb 2007)
Deeds & MortgagesMay 2019 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNA952001002

Property Details

APN / Parcel Number

Primary APNA952001002
Alternative APN
  • 2-0060-7184-00-0017.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,593 sqft Living Area
Gross Area3,254 sqft
1st Floor Area1,470 sqft
Basement Area1,404 sqft
Finished Basement1,123 sqft
Unfinished Basement281 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
TerrainRolling
Garage TypeAttached
Garage Area380 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area232 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA952001002
Street Address31 WISTAR WAY
CityO FALLON
StateMO
Zip63366-8465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPATRIOTS LANDING #1 LOT 17
Legal SubdivisionPATRIOTS LANDING #1
Legal Lot Number17
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group1
Census Block1016
Census Tract311738

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31 WISTAR WAY, O FALLON, MO 63366-8465
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
May 3, 2019Deed of Trust, Mortgage · FHA Mortgage
FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2007 · Amount on Record
Deed SaleFeb 22, 2007 · Amount on Record
Prior SaleAug 22, 2001 · Amount on Record
Deed Document Number2007149770
Deed Book / Page4692 / 1575
Prior Transfer DateMay 10, 1999
Prior Transfer Doc0000061510
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address31 WISTAR WAY, O FALLON, MO 63366-8465
Document Number0070722450
Instrument DateMay 3, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 WISTAR WAY O FALLON MO 633668465, O FALLON, MO 63366-8465

Mortgage

Document Number0070722450
DateMay 13, 2019
Book Page007072/002450
Instrument225160
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1008 Months
Interest
Rate TypeAdjustable Rate
Rate4.58%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address31 WISTAR WAY, O FALLON, MO 63366-8465
Document Number0070722432
Instrument DateMay 3, 2019
Transaction TypeMortgage
Record UpdatedMay 31, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 WISTAR WAY O FALLON MO 633668465, O FALLON, MO 63366-8465

Mortgage

Document Number0070722432
DateMay 13, 2019
Book Page007072/002432
Instrument225150
Lender
NameFINANCE OF AMERICA REVERSE
AddressTULSA, OK 74133
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1008 Months
Interest
Rate TypeAdjustable Rate
Rate4.58%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$60,629 (+8.17%)$319,100 (+8.17%) Building $319,100
2023$56,050
2022$295,002 Land $50,000 Building $245,002

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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