Erie County and Lancaster Town property record for 31 Windcroft Ln, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,872 sqft · built 2002 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,458 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 126.12-4-1 |
| Primary APN | 145289 126.12-4-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,872 sqft Living Area |
| 1st Floor Area | 1,637 sqft |
| 2nd Floor Area | 1,235 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 207 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 415 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 31 WINDCROFT LN |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | MC 2869 SL 26 WINDSOR RIDGE PHASE III |
| Legal Subdivision | THE BUFFALO CREEK RESERVATION |
| Legal Block | 4 |
| Legal Lot Number | 1.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 14206 |
31 Windcroft Ln is owned and occupied by two individuals.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 WINDCROFT LN, LANCASTER, NY 14086-9463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| May 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 31 WINDCROFT LN, LANCASTER, NY 14086-9463 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 31 WINDCROFT LN, LANCASTER, NY 14086-9463 |
| Document Number | 0140720943 |
|---|---|
| Date | Oct 22, 2022 |
| Book Page | 14072/943 |
| Instrument | 2022201187 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Sep 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 31 WINDCROFT LN, LANCASTER, NY 14086-9463 |
| Document Number | 0138138426 |
| Book / Page | 013813 / 008426 |
| Instrument Date | May 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 31 WINDCROFT LN LANCASTER NY 140869463, LANCASTER, NY 14086-9463 |
| Document Number | 0138138426 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | 013813/008426 |
| Name | CITIZENS BK NA |
|---|---|
| Address | RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 6, 2042 |
The 2026 property tax bill for 31 Windcroft Ln was $10,458, up 117.1% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,458.00 (+117.06%) | ||
| 2025 | $4,818.00 (-52.15%) | $372,000 (-) Land $70,000 Building $302,000 | $581,250 (+12.49%) Land $109,375 Building $471,875 |
| 2024 | $10,069.00 | $372,000 (-) Land $70,000 Building $302,000 | $516,700 (+4.17%) Land $97,228 Building $419,472 |
| 2023 | Homeowner's exemption | $372,000 Land $70,000 Building $302,000 | $496,000 Land $93,333 Building $402,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Windcroft Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 31 Windcroft Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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