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31 Winchester Rd, Ormond Beach, FL 32174 Property Records

Flagler County property record for 31 Winchester Rd, Ormond Beach, FL 32174 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,200 sqft · built 1980
Lot Size5.01 acres (218,279 sqft)
OwnerIndividual Name on File
Tax Bill$3,924 (2025)
Deeds & MortgagesMay 2020 Mortgage
Nov 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-13-31-1910-00000-0480

Property Details

APN / Parcel Number

Primary APN15-13-31-1910-00000-0480

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area3,200 sqft Living Area
Gross Area4,270 sqft
1st Floor Area3,200 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2000
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area218,279 sqft (5.01 acres)
DrivewayConcrete Driveway
Driveway Area384 sqft
Stable840 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address31 WINCHESTER RD
CityORMOND BEACH
StateFL
Zip32174-2543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLE ROCK RANCH SUBDIVISION LOT 48 OR151 PG 190 OR 215 PG 573 OR 345 PG 668 OR 345 PG 713-CD OR 670 PG 1253 OR 860 PG 203 OR 1966/215 OR 1986/905 OR 2051/937 OR 2196/1604
Legal Range31E
Legal Township13S
Legal Section15
Legal SubdivisionEAGLE ROCK RANCH SUB
Legal Lot Number48
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group3
Census Block3018
Census Tract60207

Owner

Source: Flagler County records · APN 15-13-31-1910-00000-0480

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address31 WINCHESTER RD, ORMOND BEACH, FL 32174-2543
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Nov 13, 2017Deed of Trust, Mortgage · FHA Mortgage
MONEY SOURCE (NY) INC
Apr 04, 2017Intrafamily Transfer, Transfer · FHA Mortgage
FLORIDA CAPITAL BANK MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 04, 2017
Deed SaleApr 04, 2017
Prior SaleMar 04, 2015 · Amount on Record
Deed Document Number201711722
Deed Book / Page2196 / 1604
Prior Transfer DateMar 28, 2017
Prior Transfer Doc0021961604
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address31 WINCHESTER RD, ORMOND BEACH, FL 32174-2543
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024391864
DateMay 05, 2020
Book Page2439/1864
Instrument2020016867
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address31 WINCHESTER RD, ORMOND BEACH, FL 32174-2543
Document Number0022421313
Book / Page002242 / 001313
Instrument DateNov 13, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 WINCHESTER RD ORMOND BEACH FL 321742543, ORMOND BEACH, FL 32174-2543

Mortgage

Document Number0022421313
DateNov 20, 2017
Book Page002242/001313
Instrument40646
Lender
NameMONEY SOURCE (NY) INC
AddressMELVILLE, NY 11747
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 19, 2047

April 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateApr 04, 2017
Property Address31 WINCHESTER RD, ORMOND BEACH, FL 32174-2543
Document Number0021961604
Book / Page2196 / 1604
Map ReferenceMB26 PG50-51
Instrument DateMar 28, 2017
Instrument2017011722
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyBAY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address24 RICHMOND DR, 24, PALM COAST, FL 32164-6557

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 WINCHESTER RD, ORMOND BEACH, FL 32174-2543

Mortgage

Document Number2017011724
DateApr 04, 2017
Instrument2017011724
Lender
NameFLORIDA CAPITAL BANK MORTGAGE
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,924.00 (-7.56%) Homeowner's exemption$319,550 (+5.99%)$552,389 (+6.05%) Land $180,000 Building $372,389
2024$4,245.00 (+2.24%)
2023$4,152.00 (+7.4%) Homeowner's exemption$301,499 (+3%)$520,855 (+20.68%) Land $170,000 Building $350,855
2022$3,866.00 Homeowner's exemption$292,717$431,583 Land $115,000 Building $316,583

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 140 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies140 in force
132 of 140 on primary residences
Nearby Flood Claims3 (1994–2019)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 2019, other causes

Wildfire

Wildfire RiskModerate
above 57% of the US · above 28% of Florida
Wildfire LikelihoodAbout 1 in 658 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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