31 Wilton St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 31 Wilton St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,293 sqft · built 1914
Lot Size	0.15 acres (6,551 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,500 (Dec 2022)
Tax Bill	$3,918 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:12340 P:0065`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:12340 P:0065`
Alternative APN	`123400065`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,293 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	6,551 sqft (0.15 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	123400065
Street Address	31 WILTON ST
City	SPRINGFIELD
State	MA
Zip	01109-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2003
Census Tract	801501

Owner

Source: Hampden County and Springfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 WILTON ST, SPRINGFIELD, MA 01109-1841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Sep 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Dec 16, 2022	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jun 22, 2017	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2022 · Amount on Record
Deed Sale	Dec 16, 2022 · Amount on Record
Prior Sale	Jun 22, 2017 · Amount on Record
Deed Document Number	202273601
Deed Book / Page	24844 / 89
Transfer Doc	18677-573
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 12, 2026
Property Address	31 WILTON ST, SPRINGFIELD, MA 01109-1841
Document Number	026370-457
Book / Page	26370 / 457
Instrument Date	Apr 27, 2026
Instrument	2026673
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WILTON ST, SPRINGFIELD, MA 01109-1841

Mortgage

Document Number	0000000673,
Date	Jun 12, 2026
Book Page	26370/457
Instrument	2026673

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2066

Interest

Rate	6.38%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	31 WILTON ST, SPRINGFIELD, MA 01109-1841
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024110-14
Date	Sep 9, 2021
Book Page	24110/14
Instrument	63417

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	313 Months
Due	Oct 1, 2047

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 16, 2022
Property Address	31 WILTON ST, SPRINGFIELD, MA 01109-1841
Document Number	0024844-89
Book / Page	24844 / 89
Instrument Date	Dec 16, 2022
Instrument	73601
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	169 DICKINSON ST, SPRINGFIELD, MA 01108-1274

Mortgage

Document Number	0000073602
Date	Dec 16, 2022
Instrument	73602

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 22, 2017
Property Address	31 WILTON ST, SPRINGFIELD, MA 01109-1841
Document Number	21732-71
Book / Page	21732 / 71
Instrument	34525
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.51
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WILTON ST, SPRINGFIELD, MA 01109-1841

Mortgage

Document Number	217320073
Date	Jun 22, 2017
Instrument	21732/0073

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,918.00 (+9.78%)	$249,900 (+19.4%) Land $40,500 Building $209,400	$289,750 (+6.12%)
2024			$273,030
2023	$3,569.00	$209,300 Land $30,700 Building $178,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed.

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