Essex County and Beverly City property record for 31 Whitney Ave, Beverly, MA 01915
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 8 bd · 4 ba · 3,642 sqft · built 1930 |
| Lot Size | 0.126 acres (5,475 sqft) |
| Owner | Individual Name on File |
| Last Sale | $965,000 (Jan 2019) |
| Tax Bill | $13,090 (2025) |
| Deeds & Mortgages | Aug 2026 Second Mortgage Jul 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R10 |
| Primary APN | R10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 20 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 3,642 sqft Living Area |
| Gross Area | 6,009 sqft |
| Basement Area | 1,821 sqft |
| Unfinished Basement | 1,821 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,475 sqft (0.126 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 4758 |
|---|---|
| Street Address | 31 WHITNEY AVE |
| City | BEVERLY |
| State | MA |
| Zip | 01915-3453 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R10 |
| Legal Block | 497 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 217500 |
31 Whitney Ave, a residential property, is owned and occupied by an individual who bought it in January 2019.
Source: Essex County and Beverly City records, as of August 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 WHITNEY AVE, BEVERLY, MA 01915-3453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage |
| Jul 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK |
| Mar 30, 2018 | Deed of Trust, Mortgage NORTH SHORE BANK |
| Sep 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage FIRST CHOICE LN SVCS |
| Jan 31, 2019 | Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2019 · Amount on File |
| Deed Sale | Jan 31, 2019 · Amount on File |
| Deed Document Number | 201920190131005300 |
| Deed Book / Page | 37306 / 416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Aug 7, 2026 |
| Property Address | 31 WHITNEY AVE, BEVERLY, MA 01915-3453 |
| Document Number | 0000001080 |
| Book / Page | 43557 / 129 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 20261080 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 31 WHITNEY AVE, BEVERLY, MA 01915-3453 |
| Document Number | 0000001080, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 43557/129 |
| Instrument | 20261080 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 31 WHITNEY AVE, BEVERLY, MA 01915-3453 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 040096-499 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 40096/499 |
| Instrument | 20210720001200 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 31 WHITNEY AVE, BEVERLY, MA 01915-3453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36619-92 |
|---|---|
| Date | Mar 30, 2018 |
| Book Page | 36619/92 |
| Instrument | 180330006930 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 31 WHITNEY AVE, BEVERLY, MA 01915-3453 |
| Document Number | 37849-585 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 31 WHITNEY AVE BEVERLY MA 019153453, BEVERLY, MA 01915-3453 |
| Document Number | 37849-585 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 037849/000585 |
| Instrument | 1909173890 |
| Name | FIRST CHOICE LN SVCS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Jan 31, 2019 |
| Property Address | 31 WHITNEY AVE, BEVERLY, MA 01915-3453 |
| Document Number | 37306-416 |
| Book / Page | 37306 / 416 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 20190131005300 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 WHITNEY AVE, BEVERLY, MA 01915-3453 |
| Document Number | 190131005310 |
|---|---|
| Date | Jan 31, 2019 |
| Instrument | 190131005310 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 31 Whitney Ave was $13,090, up 5.7% from the year before.
Source: Essex County and Beverly City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $13,090.00 (+5.68%) | $1,191,100 (+7.99%) Land $434,000 Building $757,100 |
| 2024 | $12,387.00 (+2.32%) | $1,103,000 (+2.6%) Land $378,400 Building $724,600 |
| 2023 | $12,106.00 | $1,075,100 Land $350,500 Building $724,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 31 Whitney Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Whitney Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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