31 Whitman St, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 31 Whitman St, Somerville, MA 02144

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,187 sqft · built 1920
Lot Size	0.078 acres (3,381 sqft)
Owner	Individual Name on File
Last Sale	$1,285,000 (Feb 2025)
Tax Bill	$14,843 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-D-21`

Property Details

APN / Parcel Number

Primary APN	`11-D-21`
Alternative APNs	`SOME M:11 B:D L:21` `3146180`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,187 sqft Living Area
Gross Area	3,534 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cottage
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,381 sqft (0.078 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	3146180
Street Address	31 WHITMAN ST
City	SOMERVILLE
State	MA
Zip	02144-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	D
Legal Lot Number	21
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	4
Census Block	4002
Census Tract	350600

Owner

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	31 WHITMAN ST, SOMERVILLE, MA 02144-1615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · ARM EAST CAMBRIDGE SAVINGS BANK
Feb 7, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EAST CAMBRIDGE SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 7, 2025 · Amount on Record
Deed Sale	Feb 7, 2025 · Amount on Record
Prior Sale	Jul 10, 2015 · Amount on Record
Deed Document Number	202513593
Deed Book / Page	83752 / 453
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Recording Date	Apr 1, 2026
Property Address	31 WHITMAN ST, SOMERVILLE, MA 02144-1615
Document Number	085417-577
Book / Page	85417 / 577
Instrument Date	Mar 27, 2026
Instrument	202635860
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WHITMAN ST, SOMERVILLE, MA 02144-1615

Mortgage

Document Number	0000035860,
Date	Apr 1, 2026
Book Page	85417/577
Instrument	202635860

Lender

Name	EAST CAMBRIDGE SAVINGS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Type Change Date	Apr 1, 2031
Index	Other
Margin	3
Max Rate	-1%

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Feb 7, 2025
Property Address	31 WHITMAN ST, SOMERVILLE, MA 02144-1615
Document Number	083752-453
Book / Page	83752 / 453
Instrument Date	Feb 7, 2025
Instrument	13593
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 WHITMAN ST, SOMERVILLE, MA 02144-1615

Mortgage

Document Number	0000013594
Date	Feb 7, 2025
Instrument	13594

Lender

Name	EAST CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Mar 1, 2032
Max Rate At Change	2.75%
Index	Other

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,843.00 (+4.62%)	$1,360,500 (+0.88%) Land $689,500 Building $671,000	$1,216,190
2024	$14,187.00 (+5.61%)	$1,348,600 (+3.81%) Land $689,500 Building $659,100
2023	$13,433.00	$1,299,100 Land $689,500 Building $609,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 units insured incl. 2 condo units
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Netafy Fixed Wireless	520 / 116
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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