Cecil County property record for 31 White Pine Cir, Elkton, MD 21921 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,734 sqft Total Area |
| Lot Size | 41,500 sqft (0.953 acres) |
| Garage | Basement, 144 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $365,000 (2021) |
| Tax Bill | $3,451.00 (2025) |
| Primary APN | 05-091780 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,734 sqft Total Area |
| Basement Area | 380 sqft Basement |
| Finished Basement | 380 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 41,500 sqft (0.953 acres) |
| Garage Type | Basement Garage |
| Garage Area | 144 sqft Garage |
| Deck Area | 120 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Account Number | 091780 |
|---|---|
| Street Address | 31 WHITE PINE CIR |
| City | ELKTON |
| State | MD |
| Zip | 21921-7299 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 169 - .9527 ACRE 31 WHITE PINE CIRCLE ARUNDEL |
| Legal Subdivision | ARUNDEL |
| Legal Block | D |
| Legal Lot Number | 169 |
| Jurisdiction | CECIL MD |
| Minor Civil Division | 5, NORTH EAST |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 30904 |
Source: Cecil County records · APN 05-091780
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 WHITE PINE CIR, ELKTON, MD 21921-7299 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Aug 25, 2021 | Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Jun 07, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2021 · Amount on Record |
| Deed Sale | Aug 25, 2021 · Amount on Record |
| Prior Sale | Aug 20, 2002 · Amount on Record |
| Deed Book / Page | 4965 / 149 |
| Prior Transfer Date | May 30, 2019 |
| Prior Transfer Doc | 0044120119 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 31 WHITE PINE CIR, ELKTON, MD 21921-7299 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0044600158 |
|---|---|
| Date | Sep 09, 2019 |
| Book Page | 4460/158 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Aug 25, 2021 |
| Property Address | 31 WHITE PINE CIR, ELKTON, MD 21921-7299 |
| Document Number | 0049650149 |
| Book / Page | 4965 / 149 |
| Map Reference | MB NDS14 FO 59 |
| Instrument Date | Aug 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 31 WHITE PINE CIR, ELKTON, MD 21921-7299 |
| Document Number | 0004965155 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 4965/155 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jun 07, 2019 |
| Property Address | 31 WHITE PINE CIR, ELKTON, MD 21921-7299 |
| Document Number | 0044120119 |
| Book / Page | 004412 / 000119 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 WHITE PINE CIR ELKTON MD 219217299, ELKTON, MD 21921-7299 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,200 (+8.81%) Land $80,700 Building $256,500 | $337,200 (-) Land $80,700 Building $256,500 | |
| 2025 | $3,451.00 (+58.38%) | $309,900 (+21.39%) | $337,200 (+32.08%) Land $80,700 Building $256,500 |
| 2023 | $2,179.00 | $255,300 Land $80,700 Building $174,600 | $255,300 Land $80,700 Building $174,600 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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