31 White Birch Ct, Troy, MO 63379 Property Records

Lincoln County property record for 31 White Birch Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,838 sqft · built 2006
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$291,600 (Nov 2020)
Tax Bill	$3,443 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-80-34-002-001-008.000`

Property Details

APN / Parcel Number

Primary APN	`15-80-34-002-001-008.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,838 sqft Living Area
Basement Area	1,838 sqft
Unfinished Basement	1,838 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	31 WHITE BIRCH CT
City	TROY
State	MO
Zip	63379-2457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 WESTHAMPTON WOODS PLAT 1
Legal Range	01W
Legal Township	49N
Legal Section	34
Legal Subdivision	WEST HAMPTON WOODS
Legal Lot Number	8
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1011
Census Tract	810203

Owner

31 White Birch Ct is owned and occupied by two individuals who bought it in November 2020.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 WHITE BIRCH CT, TROY, MO 63379-2457
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Aug 27, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OLD MONROE
Nov 23, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Sep 10, 2020	Warranty Deed, Transfer
Nov 21, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Prior Sale	Sep 10, 2020
Deed Document Number	202013820
Deed Book / Page	2455 / 738
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	31 WHITE BIRCH CT, TROY, MO 63379-2457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEYER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2447/478
Date	Jun 2, 2020
Book Page	2447/478
Instrument	2020005508

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	31 WHITE BIRCH CT, TROY, MO 63379-2457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEYER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2437/0522
Date	Aug 27, 2019
Book Page	2437/0522
Instrument	2019007402

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 23, 2020
Property Address	31 WHITE BIRCH CT, TROY, MO 63379-2457
Document Number	2455/738
Book / Page	2455 / 738
Map Reference	MB 13 PG 163
Instrument Date	Nov 16, 2020
Instrument	2020013820
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WHITE BIRCH CT, TROY, MO 63379-2457

Mortgage

Document Number	2020013821
Date	Nov 23, 2020
Instrument	2020013821

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 10, 2020
Property Address	31 WHITE BIRCH CT, TROY, MO 63379-2457
Document Number	002452/106
Book / Page	2452 / 106
Map Reference	MB 104 PG 77
Instrument Date	Sep 9, 2020
Instrument	2020010167
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WHITE BIRCH CT, TROY, MO 63379-2457

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 21, 2018
Property Address	31 WHITE BIRCH CT, TROY, MO 63379-2457
Document Number	2429/0145
Book / Page	2429 / 0145
Map Reference	MB 13 PG 163
Instrument Date	Nov 21, 2018
Instrument	2018010558
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 WHITE BIRCH CT, TROY, MO 63379-2457

Mortgage

Document Number	2018010559
Date	Nov 21, 2018
Instrument	2018010559

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 31 White Birch Ct was $3,443.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,813 (-) Land $6,460 Building $48,353
2025	$3,443.00	$54,813 Land $6,460 Building $48,353	$288,490 Land $34,000 Building $254,490
2023	$3,250.00 (+5.86%)	$51,089 Land $5,700 Building $45,389	$268,890 Land $30,000 Building $238,890
2022	$3,070.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31 White Birch Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 White Birch Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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