31 Westcott Pkwy, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 31 Westcott Pkwy, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,693 sqft · built 2021
Lot Size	0.46 acres (20,037 sqft)
Owner	2 Individual Names on File
Last Sale	$585,280 (May 2021)
Tax Bill	$13,675 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027071-3540`

Property Details

APN / Parcel Number

Primary APN	`027071-3540`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,693 sqft Living Area
Gross Area	4,417 sqft
1st Floor Area	2,272 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,037 sqft (0.46 acres)
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	31 WESTCOTT PKWY
City	ST AUGUSTINE
State	FL
Zip	32095-8610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	98/65-69 SOUTHAVEN PHASE IIC AND III LOT 354 OR5261/472
Legal Range	28E
Legal Township	06S
Legal Section	14
Legal Subdivision	SOUTHAVEN PHASE IIC AND III
Legal Phase	2C
Legal Block	1
Legal Lot Number	354
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1003
Census Tract	20904

Owner

31 Westcott Pkwy is owned and occupied by two individuals who bought it in May 2021.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 WESTCOTT PKWY, SAINT AUGUSTINE, FL 32095-8610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 18, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 10, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIMELENDING
Oct 20, 2020	Loan Modification, Mortgage AMERIS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2021 · Amount on File
Deed Sale	May 10, 2021 · Amount on File
Deed Document Number	202152471
Deed Book / Page	5261 / 472
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	31 WESTCOTT PKWY, SAINT AUGUSTINE, FL 32095-8610
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053580115
Date	Sep 1, 2021
Book Page	5358/115
Instrument	2021096410

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	31 WESTCOTT PKWY, SAINT AUGUSTINE, FL 32095-8610
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WESTCOTT PKWY, SAINT AUGUSTINE, FL 32095-8610

Mortgage

Document Number	0056181065
Date	Aug 18, 2022
Book Page	5618/1065
Instrument	2022079858

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jul 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 10, 2021
Property Address	31 WESTCOTT PKWY, SAINT AUGUSTINE, FL 32095-8610
Document Number	0052610472
Book / Page	5261 / 472
Map Reference	MB 98 PG 65-69
Instrument Date	Apr 21, 2021
Instrument	2021052471
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	COWFORD TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,097.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 BELFORT RD STE 140, 140, JACKSONVILLE, FL 32256-6020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WESTCOTT PKWY, SAINT AUGUSTINE, FL 32095-8610

Mortgage

Document Number	0005261474
Date	May 10, 2021
Instrument	5261/474

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	31 WESTCOTT PKWY, SAINT AUGUSTINE, FL 32095-8610
Document Number	0050760530
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4901 BELFORT RD #140 JACKSONVILLE FL 322566020, 140, JACKSONVILLE, FL 32256-6020

Mortgage

Document Number	0050760530
Date	Oct 20, 2020
Book Page	005076/000530
Instrument	93148

Lender

Name	AMERIS BK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 31 Westcott Pkwy was $13,675 with a homeowner's exemption, up 9.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$669,593 (+2.7%)	$781,693 (-3%) Land $205,000 Building $576,693
2025	$13,675.00 (+9.44%) Homeowner's exemption	$651,989 (+2.9%)	$805,910 (+9.48%) Land $205,000 Building $600,910
2024	$12,496.00 (+5.8%) Homeowner's exemption	$633,614 (+10.71%)	$736,150 (+12.64%) Land $175,000 Building $561,150
2023	$11,811.00 (+4.33%) Homeowner's exemption	$572,344 (+3%)	$653,537 (+9.02%) Land $160,000 Building $493,537
2022	$11,321.00 Homeowner's exemption	$555,674	$599,443 Land $140,000 Building $459,443

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Westcott Pkwy in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 97 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	97 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Westcott Pkwy is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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