31 Westbourne Rd, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 31 Westbourne Rd, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,872 sqft · built 1948
Lot Size	1.3 acres (56,628 sqft)
Owner	Company Name on Record
Last Sale	$640,000 (Feb 2024)
Tax Bill	$11,973 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Dec 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:50-A B:2 L:2`

Property Details

APN / Parcel Number

Primary APN	`M:50-A B:2 L:2`
Alternative APN	`CNCD M:731Z B:117`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
Gross Area	4,256 sqft
1st Floor Area	936 sqft
Attic	Attic
Attic Area	936 sqft
Basement Area	546 sqft
Unfinished Basement	598 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	31 WESTBOURNE RD
City	CONCORD
State	NH
Zip	03301-3042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	117
Legal Lot Number	2
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3000
Census Tract	32800

Owner

Source: Merrimack County and Concord City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	31 WESTBOURNE RD, CONCORD, NH 03301-3042
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage MERRIMACK COUNTY SAVINGS BANK
Dec 11, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Dec 18, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2024 · Amount on Record
Deed Sale	Feb 15, 2024 · Amount on Record
Prior Sale	May 16, 1997 · Amount on Record
Deed Document Number	20242037
Deed Book / Page	3849 / 1141
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Feb 15, 2024
Property Address	31 WESTBOURNE RD, CONCORD, NH 03301-3042
Document Number	0000002037
Book / Page	3849 / 1141
Instrument Date	Feb 15, 2024
Instrument	202400002037
Transaction Type	Transfer
Record Updated	Feb 28, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 N SPRING ST, CONCORD, NH 03301-3902

Mortgage

Document Number	0000002038
Date	Feb 15, 2024
Instrument	202400002038

Lender

Name	MERRIMACK COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	31 WESTBOURNE RD, CONCORD, NH 03301-3042
Document Number	0036591268
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WESTBOURNE RD CONCORD NH 033013042, CONCORD, NH 03301-3042

Mortgage

Document Number	0036591268
Date	Dec 19, 2019
Book Page	003659/001268
Instrument	23909

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	31 WESTBOURNE RD, CONCORD, NH 03301-3042
Document Number	0036451081
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 WESTBOURNE RD CONCORD NH 033013042, CONCORD, NH 03301-3042

Mortgage

Document Number	0036451081
Date	Sep 4, 2019
Book Page	003645/001081
Instrument	15957

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 3, 2039

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	31 WESTBOURNE RD, CONCORD, NH 03301-3042
Document Number	0035812063
Book / Page	003581 / 002063
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WESTBOURNE RD CONCORD NH 033013042, CONCORD, NH 03301-3042

Mortgage

Document Number	0035812063
Date	Dec 27, 2017
Book Page	003581/002063
Instrument	24295

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,973.00 (+8.89%)	$411,300 (+0.46%) Land $194,700 Building $216,600
2023	$10,996.00 (+3.49%)	$409,400 (-0.24%) Land $194,700 Building $214,700	$596,600
2022	$10,625.00	$410,400 Land $194,700 Building $215,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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