Flagler County property record for 31 Wellstone Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,231 sqft · built 1989 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,000 (Apr 2026) |
| Tax Bill | $1,846 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7021-00190-0120 |
| Primary APN | 07-11-31-7021-00190-0120 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,231 sqft Living Area |
| Gross Area | 3,184 sqft |
| 1st Floor Area | 2,231 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Brick Driveway |
| Driveway Area | 468 sqft |
| Pool Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 31 WELLSTONE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 21 BLOCK 00019 LOT 0012 SUBDIVISION COMPLETION YEAR 1977 OR BOOK 111 PAGE 569 OR 350 PG 197 OR 369 PG 676 OR 495 PG 595 OR 1171 PG 1475 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 19 |
| Legal Lot Number | 12 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 60210 |
Source: Flagler County records, as of April 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 WELLSTONE DR, PALM COAST, FL 32164-7875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 4, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 4, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2026 · Amount on Record |
| Deed Sale | Apr 4, 2026 · Amount on Record |
| Prior Sale | Nov 24, 2004 · Amount on Record |
| Deed Document Number | 202613920 |
| Deed Book / Page | 3044 / 211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 4, 2026 |
| Property Address | 31 WELLSTONE DR, PALM COAST, FL 32164-7875 |
| Document Number | 0000013920 |
| Book / Page | 3044 / 211 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202613920 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | COAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282,093.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 WELLSTONE DR, PALM COAST, FL 32164-7875 |
| Document Number | 0000013921, |
|---|---|
| Date | Apr 4, 2026 |
| Instrument | 202613921 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 4, 2026 |
| Property Address | 31 WELLSTONE DR, PALM COAST, FL 32164-7875 |
| Document Number | 0030440211 |
| Book / Page | 3044 / 211 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202613920 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | COAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282,093.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 WELLSTONE DR, PALM COAST, FL 32164-7875 |
| Document Number | 0000013921, |
|---|---|
| Date | Apr 4, 2026 |
| Instrument | 202613921 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.75% |
|---|---|
| Max Rate | -1% |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,846.00 (+2.84%) Homeowner's exemption | $144,746 (+5.99%) | $315,729 (+8.35%) Land $56,000 Building $259,729 |
| 2024 | $1,795.00 (+3.28%) | ||
| 2023 | $1,738.00 (+1.64%) Homeowner's exemption | $136,569 (+3%) | $291,397 (+0.56%) Land $44,000 Building $247,397 |
| 2022 | $1,710.00 Homeowner's exemption | $132,591 | $289,760 Land $44,500 Building $245,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 6 (1995–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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