31 Waterman Rd, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 31 Waterman Rd, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,964 sqft · built 1985
Lot Size	0.57 acres (24,839 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (Mar 2012)
Tax Bill	$12,628 (2026)
Deeds & Mortgages	Jan 2017 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0254 B:0022 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0254 B:0022 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,964 sqft Living Area
Gross Area	6,212 sqft
1st Floor Area	1,858 sqft
Attic	Attic
Attic Area	528 sqft
Basement Area	1,879 sqft
Unfinished Basement	1,879 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,839 sqft (0.57 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	31 WATERMAN RD
City	GLOUCESTER
State	MA
Zip	01930-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	GLOUCESTER
Legal Block	22
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3010
Census Tract	221902

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 RAYLEN AVE, PEABODY, MA 01960-2610
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2012 · Amount on Record
Deed Sale	Mar 2, 2012 · Amount on Record
Prior Sale	Aug 16, 2002 · Amount on Record
Deed Book / Page	31133 / 318
Transfer Doc	35202-321
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	31 WATERMAN RD, GLOUCESTER, MA 01930-1437
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35601-505
Date	Jan 10, 2017
Book Page	35601/505
Instrument	211

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,628.00 (-0.38%)	$1,356,400 (+4.01%) Land $614,200 Building $742,200	$1,432,785 (-0.11%)
2025	$12,676.00 (-2.12%)	$1,304,100 (-2.01%) Land $569,500 Building $734,600
2024	$12,950.00 (+7.5%)	$1,330,900 (+17%) Land $541,600 Building $789,300	$1,434,405
2023	$12,046.00	$1,137,500 Land $462,500 Building $675,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waterman Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures