Sussex County and Byram Township property record for 31 Waterloo Rd, Stanhope, NJ 07874 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,196 sqft · built 1975 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Feb 2023) |
| Tax Bill | $9,907 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00029-0000-00211 |
| Primary APN | 04-00029-0000-00211 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,196 sqft Living Area |
| 1st Floor Area | 2,196 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Lot Area | 15,987 sqft (0.367 acres) |
| Street Address | 31 WATERLOO RD |
|---|---|
| City | STANHOPE |
| State | NJ |
| Zip | 07874-3500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LAKE MUSCONETCONG GROVE |
| Legal Block | 29 |
| Legal Lot Number | 211 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | BYRAM |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 374200 |
Source: Sussex County and Byram Township records · APN 04-00029-0000-00211
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 WATERLOO RD, STANHOPE, NJ 07874-3500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2023 | Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 16, 2023 · Amount on Record |
| Deed Sale | Feb 16, 2023 · Amount on Record |
| Prior Sale | Oct 08, 2014 · Amount on Record |
| Deed Document Number | 20233199 |
| Deed Book / Page | 10232 / 474 |
| Prior Transfer Date | Jun 09, 1999 |
| Prior Transfer Doc | 0000014046 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Feb 16, 2023 |
| Property Address | 31 WATERLOO RD, STANHOPE, NJ 07874-3500 |
| Document Number | 0102320474 |
| Book / Page | 10232 / 474 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 2023003199 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Title Company | SURREY TITLE COMPANY, SURETY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,263.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | MCSWAIN, WHARTON, NJ 07885 |
| Name | Verified Name |
|---|---|
| Address | 31 WATERLOO RD, STANHOPE, NJ 07874-3500 |
| Document Number | 2023003200 |
|---|---|
| Date | Feb 16, 2023 |
| Instrument | 2023003200 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Property Address | 31 WATERLOO RD, STANHOPE, NJ 07874-3500 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0100270057 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 10027/57 |
| Instrument | 20210915010287540 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Apr 01, 2051 |
Source: Sussex County and Byram Township records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| County Subdivision | Byram Township |
| Elementary School District | Byram Township School District (KG - 08) |
| Secondary School District | Lenape Valley Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $246,500 (-) Land $92,100 Building $154,400 | $246,500 (-) Land $92,100 Building $154,400 | |
| 2025 | $9,907.00 (+4.95%) | $246,500 (-) Land $92,100 Building $154,400 | $246,500 (-) Land $92,100 Building $154,400 |
| 2024 | $9,440.00 (+4.64%) | ||
| 2023 | $246,500 Land $92,100 Building $154,400 | $246,500 Land $92,100 Building $154,400 | |
| 2022 | $9,021.00 |
Source: FEMA National Flood Hazard Layer, Sussex County (34037C), updated October 2, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340373742002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Planet Networks | Fiber | 10,000 / 10,000 |
| Optimum Communications | Cable | 940 / 35 |
May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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