31 Water St, Ashburnham, MA 01430 Property Records

Worcester County and Ashburnham Town property record for 31 Water St, Ashburnham, MA 01430

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,493 sqft · built 1830
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$257,000 (Sep 2006)
Tax Bill	$4,558 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:0063 B:000002`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:0063 B:000002`
Alternative APN	`ABHM M:0063 B:000002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,493 sqft Living Area
Gross Area	2,805 sqft
1st Floor Area	1,796 sqft
Basement Area	1,392 sqft
Unfinished Basement	1,392 sqft

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1830
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	31 WATER ST
City	ASHBURNHAM
State	MA
Zip	01430-1258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Jurisdiction	ASHBURNHAM MA
Township / Civil Division	ASHBURNHAM
Census Block Group	2
Census Block	2000
Census Tract	700100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ashburnham Center Historic District listed 1999 · 197 contributing resources · NRIS 99000050

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Ashburnham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 WATER ST, ASHBURNHAM, MA 01430-1258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2006 · Amount on Record
Deed Sale	Sep 21, 2006 · Amount on Record
Deed Book / Page	6248 / 53
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	31 WATER ST, ASHBURNHAM, MA 01430-1258
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9853-220
Date	Jan 19, 2021
Book Page	9853/220
Instrument	1078

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Ashburnham Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,558.00 (+3.22%)	$306,500 (+9.31%) Land $27,400 Building $279,100	$345,895 (-12.71%)
2024	$4,416.00 (+13.03%)	$280,400 (+18.76%) Land $27,400 Building $253,000	$396,245
2023	$3,907.00	$236,100 Land $27,400 Building $208,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHBURNHAM WATER DEPARTMENT serves 3,680 people · EPA ID MA2011000
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Water St

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