Clay County property record for 31 Water Elm Ln, Flora, IL 62839
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 896 sqft · built 1999 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on File |
| Last Sale | $4,000 (Jun 2022) |
| Deeds & Mortgages | Dec 2025 Transfer Dec 2025 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-13-300-009 |
| Primary APN | 10-13-300-009 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Foundation Type | Raised |
| Roof Material | Other |
| Lot Area | 30,928 sqft (0.71 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 31 WATER ELM LN |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-3246 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SEC 13-3-6 150' X 206' SW/COR SW SW .71 AC |
| Legal Range | 06 |
| Legal Township | 03 |
| Legal Section | 13 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 1 |
| Census Block | 1109 |
| Census Tract | 972000 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 494, FLORA, IL 62839-0494 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 9, 2025 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 9, 2025 | Affidavit of Death of Joint Tenant, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 16, 2022 | Warranty Deed, Transfer |
| Jul 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on File |
| Deed Sale | Jun 16, 2022 · Amount on File |
| Prior Sale | Jul 6, 2012 · Amount on File |
| Deed Document Number | 2022205052 |
| Last Transfer Date | Dec 6, 2025 |
| Transfer Doc | 0000013137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Dec 9, 2025 |
| Property Address | 31 WATER ELM LN, FLORA, IL 62839-3246 |
| Document Number | 0000213137 |
| Instrument Date | Dec 6, 2025 |
| Instrument | 213137 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 494, FLORA, IL 62839-0494 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Dec 9, 2025 |
| Property Address | 31 WATER ELM LN, FLORA, IL 62839-3246 |
| Document Number | 0000213138 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 213138 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 700 CONVENT ST, LOUISVILLE, IL 62858-1145 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | PO BOX 494, FLORA, IL 62839-0494 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Dec 9, 2025 |
| Property Address | 31 WATER ELM LN, FLORA, IL 62839-3246 |
| Document Number | 0000213136 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 213136 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jun 16, 2022 |
| Property Address | 31 WATER ELM LN, FLORA, IL 62839-3246 |
| Document Number | 0000205052 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 205052 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $18.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31 WATER ELM LN, 31, FLORA, IL 62839-3246 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 31 WATER ELM LN, FLORA, IL 62839-3246 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 31 WATER ELM LN, FLORA, IL 62839-3246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | D194523 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | D194523 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 5, 2023 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Senior Citizen's exemption | $10,750 (-25.27%) Land $1,980 Building $8,770 | $32,250 (-25.27%) Land $5,940 Building $26,310 |
| 2024 | Homeowner's exemption Senior Citizen's exemption | $14,385 (+96.97%) Land $1,777 Building $12,608 | $43,155 (+96.97%) Land $5,331 Building $37,824 |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $7,303 Land $1,486 Building $5,817 | $21,909 Land $4,458 Building $17,451 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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