31 Warwick Dr, Shalimar, FL 32579 Property Records

Okaloosa County property record for 31 Warwick Dr, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,384 sqft · built 1981
Lot Size	0.976 acres (42,499 sqft)
Owner	2 Company Names on Record
Last Sale	$1,400,000 (Aug 2026)
Tax Bill	$5,604 (2025)
Deeds & Mortgages	Aug 2026 Sale & Line of Credit Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-3232-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-3232-1`
Alternative APNs	`31-1S-23-2710-000J-0100` `23S1312710000J0100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,384 sqft Living Area
Gross Area	3,568 sqft
1st Floor Area	1,664 sqft
Upper Floors Area	800 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	42,499 sqft (0.976 acres)
Garage Area	598 sqft

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Patio Area	940 sqft
Boat Access	Boat Access
Boat House	Boat House
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	31 WARWICK DR
City	SHALIMAR
State	FL
Zip	32579-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND SHORES LOT 10 BLK J
Legal Range	23W
Legal Township	01S
Legal Section	31
Legal Subdivision	WOODLAND SHORES
Legal Block	J
Legal Lot Number	10
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1002
Census Tract	21600

Owner

Source: Okaloosa County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	125 MEIGS DR, SHALIMAR, FL 32579-2212
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Oct 8, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	May 30, 2000 · Amount on Record
Deed Document Number	20263833532
Prior Transfer Date	Oct 6, 2025
Prior Transfer Doc	0003776836
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 17, 2026
Property Address	31 WARWICK DR, SHALIMAR, FL 32579-1027
Document Number	0003833532
Instrument Date	Aug 12, 2026
Instrument	20263833532
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	COTTON LAND TITLE INC, COTTON LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$989,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	125 MEIGS DR, SHALIMAR, FL 32579-2212

Mortgage

Document Number	0003833533,
Date	Aug 17, 2026
Instrument	20263833533

Lender

Name	COMMUNITY BANK OF MISSISSIPPI

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Oct 8, 2025
Property Address	31 WARWICK DR, SHALIMAR, FL 32579-1027
Document Number	0003776836
Map Reference	MB 2 PG 66&67
Instrument Date	Oct 6, 2025
Instrument	3776836
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 WARWICK DR, SHALIMAR, FL 32579-1027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 BRANCH MILL RD, MOUNTAIN BRK, AL 35223-1607

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	31 WARWICK DR, SHALIMAR, FL 32579-1027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033050729
Date	Jun 22, 2017
Book Page	3305/0729
Instrument	3142805

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,604.00 (+3.03%)	$511,977 (+2.9%)	$823,592 (+3.91%) Land $655,053 Building $168,539
2024	$5,439.00 (+2.51%) Homeowner's exemption Additional exemption filed	$497,548 (+3%)	$792,634 (-0.15%) Land $612,199 Building $180,435
2023	$5,306.00 (+2.47%) Homeowner's exemption Additional exemption filed	$483,056 (+3%)	$793,847 (+10.86%) Land $612,199 Building $181,648
2022	$5,178.00 Homeowner's exemption Additional exemption filed	$468,986	$716,051 Land $544,903 Building $171,148

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	41 (1978–2020)
Claims Outside the SFHA	15 of 41
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 13 claims Hurricane Opal, Oct 1995 · 17 claims Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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