Kershaw County property record for 31 Ward Rd, Lugoff, SC 29078 · Last verified November 2025
| Property Type | Commercial Office |
|---|---|
| Details | 3,964 sqft |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,893 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 296-16-00-033 |
| Primary APN | 296-16-00-033 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,964 sqft Gross Area |
|---|
| Lot Area | 55,321 sqft (1.27 acres) |
|---|
| Account Number | 674 |
|---|---|
| Old Parcel Number | 0296 16 00 0330 |
| Street Address | 31 WARD RD |
| City | LUGOFF |
| State | SC |
| Zip | 29078-8871 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | PARCEL B |
| Legal Lot Number | B |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970403 |
Source: Kershaw County records · APN 296-16-00-033
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 25 WARD RD, LUGOFF, SC 29078-8871 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 23, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST PALMETTO BK |
| Mar 06, 2019 | Grant Deed, Transfer · Conventional with PMI FIRST PALMETTO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 14, 2023 |
| Deed Sale | Dec 14, 2023 |
| Deed Document Number | 0005066155 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 31 WARD RD, LUGOFF, SC 29078-8871 |
| Document Number | 0000003530 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 25 WARD RD LUGOFF SC 290788871, LUGOFF, SC 29078-8871 |
| Document Number | 0000003530 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 004210/000039 |
| Instrument | 3530 |
| Name | FIRST PALMETTO BK |
|---|---|
| Type | Bank |
| Address | CAMDEN, SC 29020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 23, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Mar 06, 2019 |
| Property Address | 31 WARD RD, LUGOFF, SC 29078-8871 |
| Document Number | 0000001677 |
| Book / Page | 003994 / 000079 |
| Instrument Date | Mar 06, 2019 |
| Instrument | 1677 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,110.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 25 WARD RD LUGOFF SC 290788871, LUGOFF, SC 29078-8871 |
| Document Number | 1678 |
|---|---|
| Date | Mar 06, 2019 |
| Book Page | 003994/000082 |
| Instrument | 1678 |
| Name | FIRST PALMETTO BK |
|---|---|
| Type | Bank |
| Address | CAMDEN, SC 29020 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 05, 2024 |
Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,893.00 (+7%) | $349,600 (+8.37%) Land $127,000 Building $222,600 | $349,600 (+8.37%) |
| 2023 | $6,442.00 | $322,600 Land $100,000 Building $222,600 | $322,600 |
Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450559704031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2013–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2021, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 51 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: TruVista Communications, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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