31 Waltham St, Hull, MA 02045 Property Records

Plymouth County and Hull Town property record for 31 Waltham St, Hull, MA 02045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,640 sqft · built 2004
Lot Size0.174 acres (7,601 sqft)
Owner2 Trust Names on File
Tax Bill$9,448 (2025)
Deeds & MortgagesJan 2026 Transfer
Mar 2021 Line of Credit
+ 1 more
Flood ZoneZone AE (high risk)
APN28-051

Property Details

APN / Parcel Number

Primary APN28-051
Alternative APN
  • HULL M:00028 P:00051

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,640 sqft Living Area
Gross Area4,531 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,601 sqft (0.174 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number28-051
Street Address31 WALTHAM ST
CityHULL
StateMA
Zip02045-2467
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFB
JurisdictionHULL MA
Township / Civil DivisionHULL
Census Block Group4
Census Block4031
Census Tract500104

Owner

31 Waltham St is owner-occupied and held in a trust since December 2025.

Source: Plymouth County and Hull Town records, as of October 14, 2026

Owner of Record2 Trust Names on File
Mailing Address31 WALTHAM ST, HULL, MA 02045-2467
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Quit Claim Deed, Transfer
Quitclaim
Mar 31, 2021Deed of Trust, Mortgage · Line of Credit
WESTFIELD BANK FSB
May 5, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
WESTFIELD BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2004
Deed SaleDec 6, 2004
Deed Book / Page29604 / 184
Last Transfer DateDec 10, 2025
Transfer Doc060762-288
Record UpdatedOct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHULL MA
Recording DateJan 22, 2026
Property Address31 WALTHAM ST, HULL, MA 02045-2467
Document Number060762-288
Book / Page60762 / 288
Instrument DateDec 10, 2025
Instrument4491
Transaction TypeTransfer
Record UpdatedFeb 11, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 WALTHAM ST, HULL, MA 02045-2467

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHULL MA
Property Address31 WALTHAM ST, HULL, MA 02045-2467
Transaction TypeMortgage
Record UpdatedApr 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number54693-308
DateMar 31, 2021
Book Page54693/308
Instrument36531
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueApr 1, 2046
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHULL MA
Property Address31 WALTHAM ST, HULL, MA 02045-2467
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number52710-269
DateMay 5, 2020
Book Page52710/269
Instrument37444
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueJun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 31 Waltham St was $9,448, down 0.1% from the year before.

Source: Plymouth County and Hull Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyPlymouth County
County SubdivisionHull Town
Unified School DistrictHull School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,448.00 (-0.1%)$843,600 (+3.92%) Land $240,800 Building $602,800$697,585
2024$9,457.00 (+3.26%)$811,800 (+7.88%) Land $233,700 Building $578,100
2023$9,158.00$752,500 Land $211,100 Building $541,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Waltham St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 265 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies265 in force
Nearby Flood Claims371 (1978–2018)
Claims Outside the SFHA24 of 371
Most Recent ClaimMar 2018 · Severe Winter Storm And Flooding
Claims by Event
  • Winter Coastal Storm, Dec 1992 · 70 claims
  • Coastal Storm, Oct 1991 · 126 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 40 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Waltham St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEIR RIVER WATER SYSTEM
serves 45,339 people · EPA ID MA4131000
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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