Suffolk County and Smithtown Town property record for 31 Walter Ct, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,172 sqft · built 1958 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $650,000 (Mar 2023) |
| Tax Bill | $18,926 (2024) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Aug 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 90.-3-26 |
| Primary APN | 473489 90.-3-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,172 sqft Living Area |
| Gross Area | 2,436 sqft |
| 1st Floor Area | 1,182 sqft |
| 2nd Floor Area | 990 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 512 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 264 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 31 WALTER CT |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-3601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12-500551 TC-52 *2523 LOT 429 MAYFAIR PARK SEC 9 |
| Legal Block | 3 |
| Legal Lot Number | 26 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 135201 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31 WALTER CT, COMMACK, NY 11725-3601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2023 | Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC |
| Aug 14, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2023 · Amount on Record |
| Deed Sale | Mar 15, 2023 · Amount on Record |
| Deed Book / Page | 13193 / 356 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Mar 15, 2023 |
| Property Address | 31 WALTER CT, COMMACK, NY 11725-3601 |
| Document Number | 0131930356 |
| Book / Page | 13193 / 356 |
| Instrument Date | Dec 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Title Company | NOT AVAILABLE, WESTCORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 DOLPHIN DR, CENTEREACH, NY 11720-3044 |
| Document Number | 0023491496 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 23491/496 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 14, 2018 |
| Property Address | 31 WALTER CT, COMMACK, NY 11725-3601 |
| Document Number | 0129730748 |
| Book / Page | 012973 / 000748 |
| Instrument Date | Aug 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 WALTER CT COMMACK NY 117253601, COMMACK, NY 11725-3601 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,210 (-) Land $305 Building $6,905 | $901,250 (+10,774.16%) Land $38,125 Building $863,125 | |
| 2024 | $18,926.00 | ||
| 2023 | $7,210 (-) Land $305 Building $6,905 | $8,288 (+12.65%) Land $351 Building $7,937 | |
| 2022 | Additional exemption filed | $7,210 Land $305 Building $6,905 | $7,357 Land $311 Building $7,046 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1981–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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