31 Walnut St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 31 Walnut St, Lynnfield, MA 01940

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,596 sqft · built 1920
Lot Size0.349 acres (15,185 sqft)
OwnerIndividual Name on File
Last Sale$534,000 (Sep 2009)
Tax Bill$10,700 (2026)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNLYNF M:0041 B:0000 L:0227

Property Details

APN / Parcel Number

Primary APNLYNF M:0041 B:0000 L:0227

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,596 sqft Living Area
Gross Area3,881 sqft
Basement Area352 sqft
Unfinished Basement352 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,185 sqft (0.349 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address31 WALNUT ST
CityLYNNFIELD
StateMA
Zip01940-2009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number227
JurisdictionLYNNFIELD MA
Township / Civil DivisionLYNNFIELD
Census Block Group5
Census Block5000
Census Tract209100

Owner

31 Walnut St is owned and occupied by an individual who bought it in September 2009.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address31 WALNUT ST, LYNNFIELD, MA 01940-2009
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2009 · Amount on File
Deed SaleSep 23, 2009 · Amount on File
Prior SaleFeb 4, 2005 · Amount on File
Deed Book / Page28945 / 117
Transfer Doc23932-210
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNNFIELD MA
Property Address31 WALNUT ST, LYNNFIELD, MA 01940-2009
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38512-369
DateMay 13, 2020
Book Page38512/369
Instrument20200513002170
Lender
NameTD BANK NA
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 31 Walnut St was $10,700, up 12.9% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionLynnfield Town
Unified School DistrictLynnfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,700.00 (+12.9%)$933,700 (+4.05%) Land $543,300 Building $389,900$980,245 (-1.6%)
2025$9,477.00 (+1.98%)$897,400 (+1.49%) Land $522,200 Building $375,200$996,170
2024$9,293.00 (+5.4%)$884,200 (+13.32%) Land $514,500 Building $369,700
2023$8,817.00$780,300 Land $442,700 Building $337,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Walnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1999–2014)
Claims Outside the SFHA5 of 6
Most Recent ClaimDec 2014 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Walnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNNFIELD CENTER WATER DISTRICT
serves 8,525 people · EPA ID MA3164000
Water SourcePurchased surface water from MWRA
Last State InspectionOct 2023
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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