Fulton County and Johnstown City property record for 31 Walnut Ave, Johnstown, NY 12095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,430 sqft · built 1991 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Jul 2026) |
| Tax Bill | $4,257 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2021 Sale & Mortgage |
| APN | 170800 162.12-11-44 |
| Primary APN | 170800 162.12-11-44 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Upper Floors Area | 338 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 50.3 ft deep x 115 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 208 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 31 WALNUT AVE |
|---|---|
| City | JOHNSTOWN |
| State | NY |
| Zip | 12095-1104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 11 |
| Legal Lot Number | 44.000 |
| Jurisdiction | FULTON NY |
| Township / Civil Division | JOHNSTOWN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 971200 |
31 Walnut Ave is owned by two individuals who bought it in July 2026.
Source: Fulton County and Johnstown City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 199 STONE CHURCH RD, BALLSTON SPA, NY 12020-3016 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2026 | Warranty Deed, Transfer · Stand-Alone First Mortgage TRUSTCO BANK |
| Jul 2, 2021 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2026 · Amount on File |
| Deed Sale | Jul 17, 2026 · Amount on File |
| Prior Sale | Jul 2, 2021 · Amount on File |
| Deed Document Number | 202697748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Jul 17, 2026 |
| Property Address | 31 WALNUT AVE, JOHNSTOWN, NY 12095-1104 |
| Document Number | 0000097748 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202697748 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 199 STONE CHURCH RD, BALLSTON SPA, NY 12020-3016 |
| Date | Jul 17, 2026 |
|---|
| Name | TRUSTCO BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Jul 2, 2021 |
| Property Address | 31 WALNUT AVE, JOHNSTOWN, NY 12095-1104 |
| Document Number | 202168276 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2021-68276 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 SUE LN, HALFMOON, NY 12065-3145 |
| Document Number | 202168277 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021-68277 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 31 Walnut Ave was $4,257, down 31.5% from the year before.
Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Fulton County |
| Municipality | Johnstown City |
| Unified School District | Johnstown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,257.00 (-31.49%) | ||
| 2025 | $6,214.00 | $135,000 Land $9,800 Building $125,200 | $217,742 Land $15,806 Building $201,936 |
| 2023 | $135,000 Land $9,800 Building $125,200 | $180,000 Land $13,067 Building $166,933 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 31 Walnut Ave; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Walnut Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTOWN (C) WATER WORKS serves 8,154 people · EPA ID NY1700019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Frontier, Verizon.
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