31 Wallace St, Providence, RI 02909 Property Records

Providence City property record for 31 Wallace St, Providence, RI 02909

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,320 sqft · built 1922
Lot Size	0.073 acres (3,200 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jun 2017)
Tax Bill	$3,302 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:104 L:632`

Property Details

APN / Parcel Number

Primary APN	`PROV M:104 L:632`
Alternative APNs	`P:1040632 L:0000` `1741`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,320 sqft Living Area
Gross Area	4,152 sqft
1st Floor Area	984 sqft
Attic	Attic
Attic Area	351 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,200 sqft (0.073 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1741
Street Address	31 WALLACE ST
City	PROVIDENCE
State	RI
Zip	02909-3031
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Lot Number	632
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1001
Census Tract	1602

Owner

31 Wallace St, a duplex, is owned and occupied by two individuals who acquired it in March 2021.

Source: Providence City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 WALLACE ST, PROVIDENCE, RI 02909-3031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage COASTAL ONE CREDIT UNION
Mar 2, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 5, 2017	Warranty Deed, Transfer · FHA Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2017 · Amount on File
Deed Sale	Jun 5, 2017 · Amount on File
Deed Document Number	20172870
Deed Book / Page	11734 / 98
Last Transfer Date	Mar 1, 2021
Transfer Doc	13034-323
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	31 WALLACE ST, PROVIDENCE, RI 02909-3031
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014550-214
Date	Oct 15, 2025
Book Page	14550/214
Instrument	2025401939

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2050

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Mar 2, 2021
Property Address	31 WALLACE ST, PROVIDENCE, RI 02909-3031
Document Number	013034-323
Book / Page	13034 / 323
Instrument Date	Mar 1, 2021
Instrument	2021280027
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 WALLACE ST, PROVIDENCE, RI 02909-3031

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jun 5, 2017
Property Address	31 WALLACE ST, PROVIDENCE, RI 02909-3031
Document Number	0011734-98
Book / Page	11734 / 98
Instrument	172870
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0117340100
Date	Jun 5, 2017
Instrument	11734/0100

Lender

Name	SANTANDER BANK NA

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 31 Wallace St was $3,302.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,302.00	$437,400 Land $126,700 Building $310,700	$501,029
2023	$5,338.00 (+3.09%)	$290,900 (-) Land $71,300 Building $219,600
2022	$5,178.00	$290,900 Land $71,300 Building $219,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Wallace St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 31 Wallace St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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