31 Walker Ave, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 31 Walker Ave, Gaithersburg, MD 20877

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,009 sqft · built 1911
Lot Size0.231 acres (10,049 sqft)
Owner2 Individual Names on Record
Last Sale$650,000 (May 2019)
Tax Bill$6,101 (2025)
Deeds & MortgagesApr 2020 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-00846881

Property Details

APN / Parcel Number

Primary APN09-00846881
Alternative APN
  • 00846881

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,009 sqft Living Area
1st Floor Area1,467 sqft
AtticAttic
Attic Area500 sqft
Basement Area1,075 sqft
Finished Basement1,075 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,049 sqft (0.231 acres)
PorchOpen Porch
Porch Area784 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00846881
Street Address31 WALKER AVE
CityGAITHERSBURG
StateMD
Zip20877-2703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR90
Legal DescriptionWALKERS ADD 7025/001
Legal SubdivisionWALKERS ADD
Legal Block4
Legal Lot NumberP31
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group4
Census Block4009
Census Tract700723

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31 WALKER AVE, GAITHERSBURG, MD 20877-2703
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2020Deed of Trust, Mortgage · FHA Mortgage
EMBRACE HM LOANS
May 22, 2019Grant Deed, Transfer · FHA Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2019 · Amount on Record
Deed SaleMay 22, 2019 · Amount on Record
Prior SaleFeb 10, 2014 · Amount on Record
Deed Book / Page57603 / 96
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address31 WALKER AVE, GAITHERSBURG, MD 20877-2703
Document Number0597170183
Instrument DateApr 27, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyEXCALIBUR TITLE AND ESCROW LLC, EXCALIBUR TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address31 WALKER AVE GAITHERSBURG MD 208772703, GAITHERSBURG, MD 20877-2703

Mortgage

Document Number0597170183
DateJun 2, 2020
Book Page059717/000183
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY MD
Recording DateMay 22, 2019
Property Address31 WALKER AVE, GAITHERSBURG, MD 20877-2703
Document Number0576030096
Book / Page057603 / 000096
Instrument DateMay 7, 2019
Transaction TypeTransfer
Record UpdatedJun 13, 2019
Title CompanyINTEGRA TITLE ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address31 WALKER AVE GAITHERSBURG MD 208772703, GAITHERSBURG, MD 20877-2703

Mortgage

Document Number576030102
DateMay 22, 2019
Book Page057603/000102
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
MunicipalityGaithersburg City
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$871,200 (+9.96%) Land $171,200 Building $700,000$871,200 (-) Land $171,200 Building $700,000
2025$6,101.00 (+40.54%)$792,300 (+24.87%)$871,200 (+37.3%) Land $171,200 Building $700,000
2023$634,500 Land $155,600 Building $478,900$634,500 Land $155,600 Building $478,900
2022$4,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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