31 Waldo Ave, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 31 Waldo Ave, Belfast, ME 04915

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 600 sqft · built 1858
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$154,800 (Apr 2006)
Tax Bill	$4,330 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`BELF M:011 L:203`

Property Details

APN / Parcel Number

Primary APN	`BELF M:011 L:203`
Alternative APN	`1836`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	600 sqft Living Area

Exterior

Year Built	Built 1858
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1836
Street Address	31 WALDO AVE
City	BELFAST
State	ME
Zip	04915-6613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	203
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	3
Census Block	3015
Census Tract	43000

Owner

31 Waldo Ave is owned and occupied by an individual who bought it in April 2006.

Source: Waldo County and Belfast City records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	31 WALDO AVE, BELFAST, ME 04915-6613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage BANGOR SVGS BK
May 16, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2006 · Amount on File
Deed Sale	Apr 6, 2006 · Amount on File
Deed Document Number	20063563
Deed Book / Page	2915 / 148
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	31 WALDO AVE, BELFAST, ME 04915-6613
Document Number	0045850038
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WALDO AVE BELFAST ME 049156613, BELFAST, ME 04915-6613

Mortgage

Document Number	0045850038
Date	Dec 14, 2020
Book Page	004585/000038
Instrument	12131

Lender

Name	BANGOR SVGS BK
Type	Federal Savings Bank
Address	BANGOR, ME 04402-0400

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 13, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	31 WALDO AVE, BELFAST, ME 04915-6613
Document Number	0043770233
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WALDO AVE BELFAST ME 049156613, BELFAST, ME 04915-6613

Mortgage

Document Number	0043770233
Date	May 31, 2019
Book Page	004377/000233
Instrument	4356

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 30, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 31 Waldo Ave was $4,330, up 6.1% from the year before.

Source: Waldo County and Belfast City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,330.00 (+6.1%)	$265,000 (-) Land $75,600 Building $189,400
2024	$4,081.00 (+12.61%)	$265,000 (+46.98%) Land $75,600 Building $189,400
2023	$3,624.00 (-2.84%)	$180,300 (+3.44%) Land $51,600 Building $128,700
2022	$3,730.00	$174,300 Land $51,600 Building $122,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31 Waldo Ave in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	17 (1987–2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Waldo Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFAST WATER DISTRICT serves 5,698 people · EPA ID ME0090140
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Tidewater O.P.E.N., UniTel.

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