Bergen County and Closter Borough property record for 31 Wainwright Ave, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 3,089 sqft · built 1990 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,775,000 (Dec 2025) |
| Tax Bill | $22,351 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02302-0000-00022 |
| Primary APN | 07-02302-0000-00022 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,089 sqft Living Area |
| 1st Floor Area | 3,089 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Account Number | 119050 |
|---|---|
| Street Address | 31 WAINWRIGHT AVE |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-2918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.24 AC |
| Legal Subdivision | CLOSTER VILLAGE SEC 1 |
| Legal Block | 2302 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 7002 |
Source: Bergen County and Closter Borough records · APN 07-02302-0000-00022
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 WAINWRIGHT AVE, CLOSTER, NJ 07624-2918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 06, 2025 | Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jan 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 06, 2025 · Amount on Record |
| Deed Sale | Dec 06, 2025 · Amount on Record |
| Prior Sale | Sep 28, 2006 · Amount on Record |
| Deed Document Number | 202583887 |
| Deed Book / Page | 5667 / 72 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 31 WAINWRIGHT AVE, CLOSTER, NJ 07624-2918 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0041490850 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 4149/850 |
| Instrument | 2021077956 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 06, 2025 |
| Property Address | 31 WAINWRIGHT AVE, CLOSTER, NJ 07624-2918 |
| Document Number | 0056670072 |
| Book / Page | 5667 / 72 |
| Instrument Date | Dec 06, 2025 |
| Instrument | 2025083887 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | LAND QUEST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,702.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 FRASCO LN, NORWOOD, NJ 07648-2407 |
| Name | Verified Name |
|---|---|
| Address | 31 WAINWRIGHT AVE, CLOSTER, NJ 07624-2918 |
| Document Number | 2025083888 |
|---|---|
| Date | Dec 06, 2025 |
| Instrument | 2025083888 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.15% |
| Type Change Date | Dec 01, 2035 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.1% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 31 WAINWRIGHT AVE, CLOSTER, NJ 07624-2918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034811098 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 3481/1098 |
| Instrument | 2020009913 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
Source: Bergen County and Closter Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,191,300 (+10.44%) Land $595,000 Building $596,300 | $1,191,300 (+10.44%) Land $595,000 Building $596,300 | |
| 2025 | $22,351.00 (+2.3%) | $1,078,700 (+7.29%) Land $560,000 Building $518,700 | $1,078,700 (+7.29%) Land $560,000 Building $518,700 |
| 2024 | $21,849.00 (+7.88%) | ||
| 2023 | $1,005,400 Land $520,000 Building $485,400 | $1,005,400 Land $520,000 Building $485,400 | |
| 2022 | $20,253.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030070022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 332 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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