31 Wainwright Ave, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 31 Wainwright Ave, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,536 sqft · built 1908
Lot Size0.262 acres (11,430 sqft)
Owner2 Individual Names on File
Last Sale$639,000 (Mar 2021)
Tax Bill$10,867 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jan 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-047-90034370

Property Details

APN / Parcel Number

Primary APN02-047-90034370
Alternative APNs
  • 2-047-90034370
  • 04790034370

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,536 sqft Living Area
1st Floor Area1,536 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,430 sqft (0.262 acres)
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area160 sqft
Deck Area176 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal

Location & Zoning

Account Number04790034370
Street Address31 WAINWRIGHT AVE
CityANNAPOLIS
StateMD
Zip21403-4508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 29A SC 20 BAY RIDGE
Legal SubdivisionBAY RIDGE
Legal Block3
Legal Lot Number29A
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group3
Census Block3005
Census Tract702602

Owner

31 Wainwright Ave is owned by two individuals who bought it in March 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address33 WAINWRIGHT AVE, ANNAPOLIS, MD 21403-4508
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Deed, Transfer · Conventional Mortgage
BAY CAPITAL MORTGAGE CORP
Jan 29, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Oct 30, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2021 · Amount on File
Deed SaleMar 9, 2021 · Amount on File
Prior SaleOct 30, 2019 · Amount on File
Deed Book / Page36309 / 139
Prior Transfer DateOct 16, 2019
Prior Transfer Doc0337760005
Record UpdatedOct 29, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMar 9, 2021
Property Address31 WAINWRIGHT AVE, ANNAPOLIS, MD 21403-4508
Document Number0363090139
Book / Page36309 / 139
Map ReferenceMB 171 FO 12
Instrument DateFeb 26, 2021
Transaction TypeTransfer
Record UpdatedJun 2, 2021
Title CompanyBAY TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,585.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address33 WAINWRIGHT AVE, ANNAPOLIS, MD 21403-4508

Mortgage

Document Number36309145
DateMar 9, 2021
Instrument36309/145
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address31 WAINWRIGHT AVE, ANNAPOLIS, MD 21403-4508
Document Number0341970315
Instrument DateJan 29, 2020
Transaction TypeMortgage
Record UpdatedMar 3, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 WAINWRIGHT AVE ANNAPOLIS MD 214034508, ANNAPOLIS, MD 21403-4508

Mortgage

Document Number0341970315
DateFeb 13, 2020
Book Page034197/000315
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 12, 2050
Interest
Rate TypeAdjustable Rate

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANNE ARUNDEL MD
Recording DateOct 30, 2019
Property Address31 WAINWRIGHT AVE, ANNAPOLIS, MD 21403-4508
Document Number0337760005
Book / Page033776 / 000005
Instrument DateOct 16, 2019
Transaction TypeTransfer
Record UpdatedNov 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$30.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2052 QUAKER WAY #19 ANNAPOLIS MD 214018791, 19, ANNAPOLIS, MD 21401-8791

Tax Assessment & Valuation

The 2025 property tax bill for 31 Wainwright Ave was $10,867, up 8% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$931,900 (+8.77%) Land $822,400 Building $109,500$931,900 (-) Land $822,400 Building $109,500
2025$10,867.00 (+8.01%)$856,767$931,900 Land $822,400 Building $109,500
2024$10,061.00 (+30.43%)
2023$7,714.00$706,500 Land $630,800 Building $75,700$706,500 Land $630,800 Building $75,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Wainwright Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims7 (1983–2024)
Claims Outside the SFHA4 of 7
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Wainwright Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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