31 W Howard Ave, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 31 W Howard Ave, Dunkirk, NY 14048

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,232 sqft · built 1920
Lot Size0.119 acres (5,200 sqft)
OwnerIndividual Name on File
Last Sale$161,250 (Jul 2026)
Tax Bill$1,373 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
APN060300 96.06-3-38

Property Details

APN / Parcel Number

Primary APN060300 96.06-3-38
Alternative APNs
  • 03000960060003038000
  • 030066060

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,232 sqft Living Area
1st Floor Area616 sqft
2nd Floor Area616 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialWood
Lot Area5,200 sqft (0.119 acres)
Lot Dimensions130 ft deep x 40 ft wide
Garage TypeDetached
Garage Area700 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area176 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number030066060
Street Address31 W HOWARD AVE
CityDUNKIRK
StateNY
Zip14048-3342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description40 X 130 RES; OLD APN: 060300 66-11-19
Legal Block3
Legal Lot Number38.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionDUNKIRK
Census Block Group3
Census Block3013
Census Tract35600

Owner

31 W Howard Ave is owned by an individual who bought it in July 2026.

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address423 BUCKNOR ST, DUNKIRK, NY 14048-3122
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2026 · Amount on File
Deed SaleJul 7, 2026 · Amount on File
Deed Document Number20264568
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAUTAUQUA NY
Recording DateJul 7, 2026
Property Address31 W HOWARD AVE, DUNKIRK, NY 14048-3342
Document Number0000004568
Instrument DateJun 26, 2026
Instrument20264568
Transaction TypeTransfer
Record UpdatedJul 14, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$65,145.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 BUCKNOR ST, DUNKIRK, NY 14048-3122

Mortgage

Document Number0000000087,
DateJul 7, 2026
Instrument202687
Lender
NameHOMESTEAD FUNDING CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 31 W Howard Ave was $1,373, up 3.4% from the year before.

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
MunicipalityDunkirk City
Unified School DistrictDunkirk City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,373.00 (+3.39%)
2025$1,328.00$33,000 Land $2,300 Building $30,700$75,000 Land $5,227 Building $69,773
2023$33,000 (-) Land $2,300 Building $30,700$60,000 (+14.55%) Land $4,182 Building $55,818
2022$33,000 Land $2,300 Building $30,700$52,381 Land $3,651 Building $48,730

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 31 W Howard Ave; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 W Howard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNKIRK CITY
serves 12,743 people · EPA ID NY0600360
Water SourceSurface water
Last State InspectionJul 2022
Lead10 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: DFT Local Service.

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