31 W 34th St, Steger, IL 60475 Property Records

Cook County property record for 31 W 34th St, Steger, IL 60475

Property Summary

Property Type	Residential
Details	6 bd · 4.5 ba · 3,344 sqft · built 1891
Lot Size	0.075 acres (3,254 sqft)
Owner	Individual Name on Record
Last Sale	$243,500 (Nov 2023)
Tax Bill	$5,367 (2023)
Deeds & Mortgages	Jul 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-32-429-008`

Property Details

APN / Parcel Number

Primary APN	`32-32-429-008`
Alternative APN	`32-32-429-008-0000`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,344 sqft Gross Area

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1894
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	3,254 sqft (0.075 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	31 W 34TH ST, 2R
City	STEGER
State	IL
Zip	60475-1666
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	(KEENEYS) (FIRST) ADD TO (COLUMBIA) (HEIGHTS) SUB OF SH OF SE SEC32 & PT OF SEC33 SW SW SEC 33-35-14 SE SEC 32-35-14
Legal Range	14E
Legal Township	35N
Legal Section	33
Legal Subdivision	KEENEYS FIRST ADD TO COLUMBIA HEIGHTS
Legal Block	22
Legal Lot Number	20
Jurisdiction	COOK IL
Township / Civil Division	BLOOM
Census Block Group	2
Census Block	2036
Census Tract	829600

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 W 34TH ST, STEGER, IL 60475-1666
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Nov 14, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HOME LOAN EXPERT LLC
May 20, 2022	Warranty Deed, Construction Loan · Construction Mortgage RFLF 7 LLC
May 17, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2023 · Amount on Record
Deed Sale	Nov 14, 2023 · Amount on Record
Prior Sale	May 20, 2022 · Amount on Record
Deed Document Number	202310048
Prior Transfer Date	Feb 22, 1995
Prior Transfer Doc	0000000691
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	31 W 34TH ST, STEGER, IL 60475-1666
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 W 34TH ST, STEGER, IL 60475-1666

Mortgage

Document Number	0018923186
Date	Jul 8, 2025
Instrument	2518923186

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Apr 1, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 14, 2023
Property Address	31 W 34TH ST, STEGER, IL 60475-1666
Document Number	0031810048
Instrument Date	Mar 9, 2023
Instrument	2331810048
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 W 34TH ST, STEGER, IL 60475-1666

Mortgage

Document Number	0031810049
Date	Nov 14, 2023
Instrument	2331810049

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

May 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 20, 2022
Property Address	31 W 34TH ST, STEGER, IL 60475-1666
Document Number	0014007031
Instrument Date	Apr 22, 2022
Instrument	2214007031
Transaction Type	Construction Loan
Record Updated	May 31, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2273, FRISCO, TX 75034-0041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6824 CALUMET AVE, HAMMOND, IN 46324-1640
Investor	Possibly a Property Investor

Mortgage

Document Number	0014007032
Date	May 20, 2022
Instrument	2214007032

Lender

Name	RFLF 7 LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2023

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	May 17, 2017
Property Address	31 W 34TH ST, STEGER, IL 60475-1666
Document Number	1713713040
Instrument Date	Apr 17, 2017
Instrument	13713040
Transaction Type	Transfer
Record Updated	Jun 1, 2017
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5111 SAUK TRL #G RICHTON PARK IL 604711061, G, RICHTON PARK, IL 60471-1061

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bloom Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,207 (-9.78%) Land $1,139 Building $15,068	$162,070 (-9.78%) Land $11,390 Building $150,680
2023	$5,367.00 (-26.24%)
2022	$7,276.00 (+7.08%)	$17,964 (-) Land $976 Building $16,988	$179,640 (-) Land $9,760 Building $169,880
2021	$6,795.00	$17,964 Land $976 Building $16,988	$179,640 Land $9,760 Building $169,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T, Surf Internet, T-Mobile.

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