31 Virginia Ave, Monroe, NY 10950 Property Records

Orange County and Blooming Grove Town property record for 31 Virginia Ave, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,194 sqft · built 1974
Lot Size	0.461 acres (20,075 sqft)
Owner	Individual Name on Record
Last Sale	$345,600 (Sep 2016)
Tax Bill	$13,960 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2024 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`332003 211-2-5`

Property Details

APN / Parcel Number

Primary APN	`332003 211-2-5`
Alternative APNs	`200321100000020050000000` `211-2-5` `62-2-5`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,194 sqft Living Area
1st Floor Area	1,494 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2016
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	20,075 sqft (0.461 acres)
Lot Dimensions	197 ft deep x 109 ft wide
Garage Type	Basement
Porch	Open Porch
Porch Area	200 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	211-2-5
Street Address	31 VIRGINIA AVE
City	MONROE
State	NY
Zip	10950-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Subdivision	CAPITAL HILL SEC IV SHEETS 1 &
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	ORANGE NY
Township / Civil Division	BLOOMING GROVE
Census Block Group	3
Census Block	3001
Census Tract	13400

Owner

Source: Orange County and Blooming Grove Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 VIRGINIA AVE, MONROE, NY 10950-2209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Jan 8, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Oct 27, 2023	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2016 · Amount on Record
Deed Sale	Sep 27, 2016 · Amount on Record
Prior Sale	Sep 16, 1996 · Amount on Record
Deed Book / Page	14115 / 314
Prior Transfer Date	Oct 27, 2011
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	31 VIRGINIA AVE, MONROE, NY 10950-2209
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002702
Date	Jan 13, 2026
Book Page	15839/559
Instrument	20260002702

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	31 VIRGINIA AVE, MONROE, NY 10950-2209
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001398
Date	Jan 8, 2024
Book Page	15511/843
Instrument	20240001398

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2053

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Oct 27, 2023
Property Address	31 VIRGINIA AVE, MONROE, NY 10950-2209
Document Number	0000064109
Book / Page	15486 / 648
Instrument Date	Sep 27, 2023
Instrument	20230064109
Transaction Type	Transfer
Record Updated	Nov 28, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 S COLE AVE, SPRING VALLEY, NY 10977-5414

Mortgage

Document Number	0000064110
Date	Oct 27, 2023
Instrument	20230064110

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	31 VIRGINIA AVE, MONROE, NY 10950-2209
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068730
Date	Sep 22, 2022
Book Page	15312/1015
Instrument	20220068730

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	31 VIRGINIA AVE, MONROE, NY 10950-2209
Document Number	0000002778
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	ADAR LAND AND TREE ABSTRACT INC, ADAR LAND & TREE ABS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 VIRGINIA AVE MONROE NY 109502209, MONROE, NY 10950-2209

Mortgage

Document Number	0000002778
Date	Jan 13, 2020
Book Page	014686/000560
Instrument	2778

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

Tax Assessment & Valuation

Source: Orange County and Blooming Grove Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Blooming Grove Town
Municipality	South Blooming Grove Village
Unified School District	Washingtonville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,600 (-) Land $12,000 Building $38,600	$577,600 (+18.6%)
2024	$13,960.00
2023		$50,600 (-) Land $12,000 Building $38,600	$487,000 (+22.7%) Land $115,494 Building $371,506
2022		$50,600 Land $12,000 Building $38,600	$396,900 Land $94,126 Building $302,774

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	34 (1978–2023)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BLOOMING GROVE VILLAGE WD 1 serves 3,400 people · EPA ID NY3510641
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Frontier, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Virginia Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures