31 Vincent St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 31 Vincent St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,419 sqft · built 1840
Lot Size	0.066 acres (2,871 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Oct 2026)
Tax Bill	$5,766 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:007-G B:0013 L:0002`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-G B:0013 L:0002`
Alternative APNs	`M:007=G B:0013 L:0002` `8392024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,419 sqft Living Area
Gross Area	2,446 sqft
1st Floor Area	1,121 sqft
Basement Area	595 sqft
Unfinished Basement	595 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,871 sqft (0.066 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8392024
Street Address	31 VINCENT ST
City	SAUGUS
State	MA
Zip	01906-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	13
Legal Lot Number	2
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3004
Census Tract	208101

Owner

Source: Essex County and Saugus Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 VINCENT ST, SAUGUS, MA 01906-1628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on Record
Deed Sale	Oct 2, 2026 · Amount on Record
Deed Document Number	20262450
Deed Book / Page	43667 / 324
Prior Transfer Date	Sep 25, 2026
Prior Transfer Doc	0000002450
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Oct 2, 2026
Property Address	31 VINCENT ST, SAUGUS, MA 01906-1628
Document Number	0000002450
Book / Page	43667 / 324
Instrument Date	Sep 25, 2026
Instrument	20262450
Transaction Type	Transfer
Record Updated	Oct 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 VINCENT ST, SAUGUS, MA 01906-1628
Investor	Possibly a Property Investor

Mortgage

Date	Oct 2, 2026

Lender

Name	CORNERSTONE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,766.00 (+3.33%)	$553,400 (+5.91%) Land $319,100 Building $234,300	$509,974 (-7.16%)
2025	$5,580.00 (+4.53%)	$522,500 (+4.25%) Land $290,000 Building $232,500	$549,290
2024	$5,338.00 (+2.75%)	$501,200 (+8.63%) Land $273,500 Building $227,700
2023	$5,195.00	$461,400 Land $240,300 Building $221,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 units insured incl. 6 condo units
Nearby Flood Claims	2 (1978–1996)
Most Recent Claim	Oct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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