31 Van Ter, Sparkill, NY 10976 Property Records

Rockland County and Orangetown Town property record for 31 Van Ter, Sparkill, NY 10976

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,632 sqft · built 1968
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Jul 2020)
Tax Bill$14,307 (2024)
Deeds & MortgagesJun 2026 Line of Credit
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN392489 78.9-1-23

Property Details

APN / Parcel Number

Primary APN392489 78.9-1-23
Alternative APNs
  • 392489-078-009-0001-023-000-000
  • 248907800900010230000000
  • 392489 78.09-1-23
  • 0024605

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,632 sqft Living Area
Gross Area1,882 sqft
1st Floor Area816 sqft
2nd Floor Area816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleColonial
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area250 sqft
Parking Spaces1 Parking Space
Patio Area672 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0024605
Street Address31 VAN TER
CitySPARKILL
StateNY
Zip10976-1403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal Description55/64/623/29.12
Legal SubdivisionCOUNTRY CLUB HMS/PALISADES SEC
Legal Block1
Legal Lot Number23.0
JurisdictionROCKLAND NY
Township / Civil DivisionORANGETOWN
Census Block Group1
Census Block1010
Census Tract13402

Owner

31 Van Ter is owned and occupied by two individuals who bought it in July 2020.

Source: Rockland County and Orangetown Town records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing Address31 VAN TER, SPARKILL, NY 10976-1403
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Line of Credit
KEY BANK
Jul 17, 2020Grant Deed, Transfer · Conventional with PMI
KEYBANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2020 · Amount on File
Deed SaleJul 17, 2020 · Amount on File
Deed Document Number202019917
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Recording DateJun 22, 2026
Property Address31 VAN TER, SPARKILL, NY 10976-1403
Document Number0000021054
Instrument DateJun 6, 2026
Instrument202621054
Transaction TypeMortgage
Record UpdatedJul 22, 2026
Title CompanyACCURATE TITLE INC, ACCURATE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021054,
DateJun 22, 2026
Instrument202621054
Lender
NameKEY BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.37%
Max Rate-1%

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROCKLAND NY
Recording DateJul 17, 2020
Property Address31 VAN TER, SPARKILL, NY 10976-1403
Document Number0000019917
Instrument DateJul 16, 2020
Instrument19917
Transaction TypeTransfer
Record UpdatedAug 5, 2020
Title CompanyFULL FORCE TITLE AGENCY INC, FULL FORCE TITLE AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,900.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15 FLOWER LN VALLEY COTTAGE NY 109891511, VALLEY COTTAGE, NY 10989-1511

Mortgage

Document Number19918
DateJul 17, 2020
Instrument19918
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 16, 2050

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionOrangetown Town
Unified School DistrictSouth Orangetown Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$14,307.00$183,700 (-) Land $50,000 Building $133,700$538,079 (+4.36%)
2023$183,700 Land $50,000 Building $133,700$515,577 Land $140,331 Building $375,246

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31 Van Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims13 (1979–2012)
Claims Outside the SFHA6 of 13
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Van Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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