31 Tulip St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 31 Tulip St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,415 sqft · built 1944
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Jul 2020)
Tax Bill$5,752 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 58.11-4-21

Property Details

APN / Parcel Number

Primary APN422800 58.11-4-21
Alternative APN
  • 280005801100040210000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,415 sqft Living Area
1st Floor Area1,415 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions125 ft deep x 50 ft wide

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
PorchSlab
Porch Area200 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address31 TULIP ST
CitySCHENECTADY
StateNY
Zip12306-2731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,FP,SP HOMELANDS PT 385-387 6.-423-15
Legal SubdivisionHOMELANDS
Legal Block4
Legal Lot Number21.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2009
Census Tract33004

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address31 TULIP ST, SCHENECTADY, NY 12306-2731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2020 · Amount on File
Deed SaleJul 15, 2020 · Amount on File
Deed Document Number202020334
Deed Book / Page2038 / 50
Prior Transfer DateFeb 18, 2013
Prior Transfer Doc0000012534
Record UpdatedOct 29, 2026

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJul 15, 2020
Property Address31 TULIP ST, SCHENECTADY, NY 12306-2731
Document Number0000020334
Book / Page2038 / 50
Instrument DateJun 3, 2020
Instrument202020334
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyWFG NATIONAL TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address33 TULIP ST, 33, SCHENECTADY, NY 12306-2731

Transferred To (Grantee/Buyer)

NameVerified Name
Address2568 WESTERN AVE, ALTAMONT, NY 12009-9411
InvestorPossibly a Property Investor

Mortgage

Document Number0000020335
DateJul 15, 2020
Instrument202020335
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,752.00 (+1.93%)
2025$5,643.00$154,000 (-) Land $5,600 Building $148,400$236,900 (+16.93%) Land $8,615 Building $228,285
2023$154,000 Land $5,600 Building $148,400$202,600 Land $7,367 Building $195,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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