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31 Troy Ave, Ewing (Trenton), NJ 08638 Property Records

Mercer County and Ewing Township property record for 31 Troy Ave, Ewing, NJ 08638

Property Summary

Property TypeSingle Family Home
Details1,404 sqft · built 1938
Lot Size0.257 acres (11,199 sqft)
Owner2 Individual Names on Record
Last Sale$195,597 (Dec 2007)
Tax Bill$5,914 (2025)
Deeds & MortgagesSep 2023 Mortgage
Aug 2023 Second Mortgage
Flood ZoneZone AE (high risk)
APN02-00033-0000-00405

Property Details

APN / Parcel Number

Primary APN02-00033-0000-00405
Alternative APNs
  • 020003300405
  • 00231217

Interior

Stories1 Story
Building Area1,404 sqft Living Area

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Architectural StyleColonial
Construction TypeFrame
Lot Area11,199 sqft (0.257 acres)
Lot Dimensions100 ft deep x 20 ft wide

Location & Zoning

Account Number00231217
Street Address31 TROY AVE
CityEWING
StateNJ
Zip08638-3755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIP-3
Legal Description406,407,408,442,443,444,445
Legal SubdivisionPROSPECT PARK
Legal Block33
Legal Lot Number405
JurisdictionMERCER NJ
Township / Civil DivisionEWING
Census Block Group2
Census Block2025
Census Tract3400

Owner

Source: Mercer County and Ewing Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31 TROY AVE, EWING, NJ 08638-3755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Aug 18, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NEW JERSEY HOUSING & MORTGAGE FIN AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2007 · Amount on Record
Deed SaleDec 3, 2007 · Amount on Record
Prior SaleNov 29, 2007 · Amount on Record
Deed Document Number200753217
Deed Book / Page5764 / 212
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address31 TROY AVE, EWING, NJ 08638-3755
Transaction TypeMortgage
Record UpdatedOct 2, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 TROY AVE, EWING, NJ 08638-3755

Mortgage

Document Number0000032265
DateSep 19, 2023
Book Page11832/1317
Instrument2023032265
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term479 Months
DueAug 1, 2063

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address31 TROY AVE, EWING, NJ 08638-3755
Transaction TypeMortgage
Record UpdatedSep 1, 2023
Title CompanyFORTUNE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028481
DateAug 18, 2023
Book Page11827/158
Instrument2023028481
Lender
NameNEW JERSEY HOUSING & MORTGAGE FIN AGENCY
TypeGovernment Agency
AddressTRENTON, NJ 08650
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mercer County and Ewing Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMercer County
County SubdivisionEwing Township
Unified School DistrictEwing Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$146,000 (-) Land $29,200 Building $116,800$146,000 (-) Land $29,200 Building $116,800
2025$5,914.00 (+3%)$146,000 (-) Land $29,200 Building $116,800$146,000 (-) Land $29,200 Building $116,800
2024$5,742.00 (+9.35%)
2023$146,000 Land $29,200 Building $116,800$146,000 Land $29,200 Building $116,800
2022$5,251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims139 (1978–2026)
Claims Outside the SFHA17 of 139
Most Recent ClaimAug 2026 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 10 claims
  • Hurricane Irene, Aug 2011 · 14 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRENTON WATER WORKS
serves 217,000 people · EPA ID NJ1111001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityTotal trihalomethanes
not recorded as resolved · Oct 2024
Turbidity
resolved · Jul 2021
Haloacetic acids
resolved · Jul 2018
Treatment and ProcedureLead service line replacement
currently in violation since May 2020
Corrosion control
Jan 2021
Lead public education
Jan 2019
Monitoring and Reporting36
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Optimum.

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