Buncombe County property record for 31 Third St, Asheville, NC 28803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,060 sqft · built 2006 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $267,000 (Dec 2018) |
| Tax Bill | $2,963 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9658-10-9453-00000 |
| Primary APN | 9658-10-9453-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,060 sqft Living Area |
| Gross Area | 1,752 sqft |
| 1st Floor Area | 692 sqft |
| 2nd Floor Area | 368 sqft |
| Basement Area | 692 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 92 sqft |
| Sunroom | Sunroom |
| Flooring | Carpet |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.319 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 80 sqft |
| Patio Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 965817108377000 |
|---|---|
| Street Address | 31 THIRD ST |
| City | ASHEVILLE |
| State | NC |
| Zip | 28803-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE:12/18/2018 DEED |
| Legal Description | DEED DATE:12/18/2018 DEED:5729-1705 SUBDIV:JL DAVIS LOT:1 PLAT:0117-0190 |
| Legal Subdivision | JL DAVIS |
| Legal Tract | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2000 |
Source: Buncombe County records · APN 9658-10-9453-00000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 31 THIRD ST, ASHEVILLE, NC 28803-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2018 · Amount on Record |
| Deed Sale | Dec 18, 2018 · Amount on Record |
| Prior Sale | Jul 22, 2014 · Amount on Record |
| Deed Document Number | 0057291705 |
| Deed Book / Page | 5729 / 1705 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 31 THIRD ST, ASHEVILLE, NC 28803-1415 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0061521287 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 6152/1287 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 31 THIRD ST, ASHEVILLE, NC 28803-1415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0058261525 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 5826/1525 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Dec 18, 2018 |
| Property Address | 31 THIRD ST, ASHEVILLE, NC 28803-1415 |
| Document Number | 0057291705 |
| Book / Page | 5729 / 1705 |
| Map Reference | MB 117 PG 190 |
| Instrument Date | Dec 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $534.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2212 CREST RD, 2212, BALTIMORE, MD 21209-4207 |
| Name | Verified Name |
|---|---|
| Address | 31 3RD ST, ASHEVILLE, NC 28803-1415 |
| Document Number | 57291708 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 5729/1708 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Asheville City |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,963.00 (+9.7%) | $299,800 (-) | |
| 2023 | $2,701.00 | $299,800 | $299,800 (-) Land $74,200 Building $225,600 |
| 2021 | $299,800 Land $74,200 Building $225,600 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), as of April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210020001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 40 units insured incl. 10 condo units |
| Nearby Flood Claims | 98 (1995–2024) |
| Claims Outside the SFHA | 5 of 98 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 374 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0111010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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