Essex County and Nutley Township property record for 31 Terrace Ave, Nutley, NJ 07110
| Property Type | Single Family Home |
|---|---|
| Details | 2,104 sqft · built 1906 |
| Lot Size | 0.125 acres (5,458 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Apr 2022) |
| Tax Bill | $16,445 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00400-0000-00008 |
| Primary APN | 16-00400-0000-00008 |
|---|---|
| Alternative APN |
|
| Building Area | 2,104 sqft Living Area |
|---|
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Lot Area | 5,458 sqft (0.125 acres) |
| Lot Dimensions | 105 ft deep x 52 ft wide |
| Old Parcel Number | 1600320000000029 |
|---|---|
| Street Address | 31 TERRACE AVE |
| City | NUTLEY |
| State | NJ |
| Zip | 07110-1139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 52X105 |
| Legal Block | 400 |
| Legal Lot Number | 8 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NUTLEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 13400 |
31 Terrace Ave is owned and occupied by two individuals who bought it in April 2022.
Source: Essex County and Nutley Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 TERRACE AVE, NUTLEY, NJ 07110-1139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2022 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on File |
| Deed Sale | Apr 27, 2022 · Amount on File |
| Prior Sale | Oct 6, 1994 · Amount on File |
| Deed Document Number | 202242470 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 27, 2022 |
| Property Address | 31 TERRACE AVE, NUTLEY, NJ 07110-1139 |
| Document Number | 0000042470 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 2022042470 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | FIRST JERSEY TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 841 FOX RIDGE LN, 841, WILMINGTON, NC 28405-5259 |
| Name | Verified Name |
|---|---|
| Address | 31 TERRACE AVE, NUTLEY, NJ 07110-1139 |
| Document Number | 0000042471 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022042471 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 31 TERRACE AVE, NUTLEY, NJ 07110-1139 |
| Document Number | 0000083880 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 TERRACE AVE NUTLEY NJ 071101139, NUTLEY, NJ 07110-1139 |
| Document Number | 0000083880 |
|---|---|
| Date | Sep 6, 2019 |
| Instrument | 83880 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 5, 2034 |
The 2025 property tax bill for 31 Terrace Ave was $16,445, up 2.6% from the year before.
Source: Essex County and Nutley Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Nutley Township |
| Unified School District | Nutley Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $609,300 (-) Land $233,700 Building $375,600 | $609,300 (-) Land $233,700 Building $375,600 | |
| 2025 | $16,445.00 (+2.55%) | $609,300 Land $233,700 Building $375,600 | $609,300 Land $233,700 Building $375,600 |
| 2024 | $16,036.00 | ||
| 2023 | $609,300 Land $233,700 Building $375,600 | $609,300 Land $233,700 Building $375,600 | |
| 2022 | $11,696.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Terrace Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 9 condo units |
| Nearby Flood Claims | 8 (1989–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 31 Terrace Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2025 Coliform assessment Oct 2023 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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