31 Temple St, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 31 Temple St, Somerville, MA 02145

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,150 sqft · built 1900
Lot Size	0.066 acres (2,865 sqft)
Owner	2 Individual Names on File
Last Sale	$1,080,000 (Apr 2024)
Tax Bill	$10,218 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-D-1`

Property Details

APN / Parcel Number

Primary APN	`70-D-1`
Alternative APNs	`SOME M:70 B:D L:1` `13460040`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,150 sqft Living Area
Gross Area	4,471 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	2,865 sqft (0.066 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13460040
Street Address	31 TEMPLE ST
City	SOMERVILLE
State	MA
Zip	02145-2404
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	NR
Legal Subdivision	SOMERVILLE
Legal Block	D
Legal Lot Number	1
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1013
Census Tract	350109

Owner

31 Temple St, a triplex, is owned by two individuals who bought it in April 2024.

Source: Middlesex County and Somerville City records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 RIVER RD, WESTON, MA 02493-2435
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage GENERAL MTG CAP CORP
Apr 24, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
Jan 28, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024 · Amount on File
Deed Sale	Apr 24, 2024 · Amount on File
Prior Sale	Dec 26, 2014
Deed Document Number	202441208
Deed Book / Page	82697 / 276
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	31 TEMPLE ST, SOMERVILLE, MA 02145-2404
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085279-310
Date	Feb 27, 2026
Book Page	85279/310
Instrument	21656

Lender

Name	GENERAL MTG CAP CORP

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Apr 24, 2024
Property Address	31 TEMPLE ST, SOMERVILLE, MA 02145-2404
Document Number	082697-276
Book / Page	82697 / 276
Instrument Date	Apr 24, 2024
Instrument	41208
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32 RIVER RD, WESTON, MA 02493-2435

Mortgage

Document Number	0000041209
Date	Apr 24, 2024
Instrument	41209

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	May 1, 2031
Max Rate At Change	3%
Index	Other
Margin	3

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jan 28, 2019
Property Address	31 TEMPLE ST, SOMERVILLE, MA 02145-2404
Document Number	72167-404
Book / Page	072167 / 000404
Instrument Date	Dec 7, 2018
Instrument	11155
Transaction Type	Transfer
Record Updated	Feb 28, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 822 EAST WAREHAM MA 025380822, EAST WAREHAM, MA 02538-0822

Tax Assessment & Valuation

The 2025 property tax bill for 31 Temple St was $10,218, up 6.9% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,218.00 (+6.94%)	$936,600 (+3.12%) Land $285,800 Building $650,800
2024	$9,555.00 (+2.39%)	$908,300 (+0.64%) Land $285,800 Building $622,500
2023	$9,332.00	$902,500 Land $285,800 Building $616,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31 Temple St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Temple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	641 / 143
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile, Verizon.

Nearby Properties on Temple St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures