31 Talbott Dr, Bowling Green, KY 42103 Property Records

Warren County property record for 31 Talbott Dr, Bowling Green, KY 42103

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,097 sqft · built 2002
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Dec 2015)
Tax Bill	$4,573 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`051B-16A-074`

Property Details

APN / Parcel Number

Primary APN	`051B-16A-074`
Alternative APNs	`P1034556` `283889`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,097 sqft Living Area
Basement Area	1,717 sqft
Unfinished Basement	1,717 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Garage Type	Basement
Garage Area	838 sqft
Driveway	Asphalt Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	33 sqft
Patio Area	472 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	31 TALBOTT DR
City	BOWLING GREEN
State	KY
Zip	42103-1372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TALBOTT PLACE
Legal Lot Number	74
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	3
Census Block	3002
Census Tract	11401

Owner

31 Talbott Dr is owned and occupied by two individuals who bought it in December 2015.

Source: Warren County records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 TALBOTT DR, BOWLING GREEN, KY 42103-1372
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK AND TRUST
Sep 9, 2025	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK & TRUST CO
May 18, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK & TRUST COMPANY INC
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2015 · Amount on File
Deed Sale	Dec 15, 2015 · Amount on File
Deed Document Number	2015897649
Deed Book / Page	1108 / 530
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Recording Date	May 7, 2026
Property Address	31 TALBOTT DR, BOWLING GREEN, KY 42103-1372
Document Number	0002167156
Book / Page	3643 / 856
Instrument Date	May 5, 2026
Instrument	20262167156
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 TALBOTT DR, BOWLING GREEN, KY 42103-1372
Investor	Possibly a Property Investor

Mortgage

Document Number	0002167156,
Date	May 7, 2026
Book Page	3643/856
Instrument	20262167156

Lender

Name	AMERICAN BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	May 5, 2028

Interest

Rate	6.37%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	31 TALBOTT DR, BOWLING GREEN, KY 42103-1372
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 TALBOTT DR, BOWLING GREEN, KY 42103-1372

Mortgage

Document Number	0M3579/349
Date	Sep 9, 2025
Book Page	M3579/349
Instrument	2124484

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	BOWLING GREEN, KY 42103

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	31 TALBOTT DR, BOWLING GREEN, KY 42103-1372
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 TALBOTT DR, BOWLING GREEN, KY 42103-1372

Mortgage

Document Number	0M3377/932
Date	May 18, 2023
Book Page	M3377/932
Instrument	2000233

Lender

Name	AMERICAN BANK & TRUST COMPANY INC
Type	Bank
Address	BOWLING GREEN, KY 42102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Apr 15, 2033

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	31 TALBOTT DR, BOWLING GREEN, KY 42103-1372
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M3273/349
Date	Apr 19, 2022
Book Page	M3273/349
Instrument	1948167

Lender

Name	AMERICAN BANK & TRUST COMPANY INC
Type	Bank
Address	BOWLING GREEN, KY 42104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 31 Talbott Dr was $4,573.

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,573.00	$542,800	$542,800
2023	$3,944.00	$460,000	$460,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Talbott Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Talbott Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Stupp Fiber.

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