Essex County and Montclair Township property record for 31 Talbot St, Montclair, NJ 07042
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 1,080 sqft · built 2017 |
| Lot Size | 0.11 acres (4,787 sqft) |
| Owner | Company Name on Record |
| Deeds & Mortgages | Jul 2018 Mortgage Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01509-0000-00040-02 |
| Primary APN | 13-01509-0000-00040-02 |
|---|
| Building Area | 1,080 sqft Living Area |
|---|
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 4,787 sqft (0.11 acres) |
| Street Address | 31 TALBOT ST |
|---|---|
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-2919 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | CONDO MOTHER LOT |
| Legal Block | 1509 |
| Legal Lot Number | 40.2 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 16600 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 29B TALBOT ST, MONTCLAIR, NJ 07042-2919 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY |
| Jul 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK |
| Apr 16, 2018 | Deed of Trust, Mortgage VALLEY NAT'L BK |
| Apr 16, 2018 | Deed of Trust, Mortgage HOUSING & CMNTY DEV DEPT |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 31 TALBOT ST, MONTCLAIR, NJ 07042-2919 |
| Document Number | 0000067745 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 31B TALBOT ST MONTCLAIR NJ 070422919, MONTCLAIR, NJ 07042-2919 |
| Document Number | 0000067745 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 67745 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | TRENTON, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 2, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 31 TALBOT ST, MONTCLAIR, NJ 07042-2919 |
| Document Number | 0000067744 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 31B TALBOT ST MONTCLAIR NJ 070422919, MONTCLAIR, NJ 07042-2919 |
| Document Number | 0000067744 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 67744 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 2, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 31 TALBOT ST, MONTCLAIR, NJ 07042-2919 |
| Document Number | 0000035355 |
| Instrument Date | Apr 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 31A TALBOT ST MONTCLAIR NJ 070422919, MONTCLAIR, NJ 07042-2919 |
| Document Number | 0000035355 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 35355 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 23, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 31 TALBOT ST, MONTCLAIR, NJ 07042-2919 |
| Document Number | 0000035356 |
| Instrument Date | Apr 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 31A TALBOT ST MONTCLAIR NJ 070422919, MONTCLAIR, NJ 07042-2919 |
| Document Number | 0000035356 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 35356 |
| Name | HOUSING & CMNTY DEV DEPT |
|---|---|
| Type | Construction/Development Company |
| Amount | Amount Recorded |
|---|
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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