31 Sylvia St, Phillipsburg, NJ 08865 Property Records

Warren County and Lopatcong Township property record for 31 Sylvia St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,429 sqft · built 2007
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$344,990 (Jan 2008)
Tax Bill	$7,486 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00085-05-00011`

Property Details

APN / Parcel Number

Primary APN	`15-00085-05-00011`
Alternative APN	`1500085000500011`

Interior

Stories	1 Story
Building Area	1,429 sqft Living Area
1st Floor Area	1,429 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	31 SYLVIA ST
City	PHILLIPSBURG
State	NJ
Zip	08865-1982
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	ADDITIONAL LOTS: BRITTANY MP7
Legal Subdivision	DELAWARE XING/MORRIS PARK AMD
Legal Block	85.5
Legal Lot Number	11
Jurisdiction	WARREN NJ
Township / Civil Division	LOPATCONG
Census Block Group	4
Census Block	4025
Census Tract	32200

Owner

31 Sylvia St is owned and occupied by two individuals who bought it in January 2008.

Source: Warren County and Lopatcong Township records, as of July 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2008 · Amount on File
Deed Sale	Jan 3, 2008 · Amount on File
Prior Sale	Apr 30, 2007 · Amount on File
Deed Document Number	2008311802
Deed Book / Page	2188 / 194
Prior Transfer Date	Apr 17, 2007
Prior Transfer Doc	0021880194
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Recording Date	Jun 24, 2026
Property Address	31 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982
Document Number	0000638448
Book / Page	7919 / 191
Instrument Date	Jun 19, 2026
Instrument	2026638448
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982

Mortgage

Document Number	0000638448,
Date	Jun 24, 2026
Book Page	7919/191
Instrument	2026638448

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	31 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982

Mortgage

Document Number	007814/252
Date	Nov 3, 2025
Book Page	7814/252
Instrument	2025-628446

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 31 Sylvia St was $7,486 with a veteran's exemption, up 5.4% from the year before.

Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Lopatcong Township
Unified School District	Lopatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,100 (-) Land $97,500 Building $148,600	$246,100 (-) Land $97,500 Building $148,600
2025	$7,486.00 (+5.42%) Veteran's exemption	$246,100 Land $97,500 Building $148,600	$246,100 Land $97,500 Building $148,600
2024	$7,101.00
2023		$246,100 Land $97,500 Building $148,600	$246,100 Land $97,500 Building $148,600
2022	$6,766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Sylvia St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Sylvia St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40

May also be available: AT&T, Verizon.

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