31 Sycamore Dr, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 31 Sycamore Dr, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,075 sqft · built 1993
Lot Size	2.63 acres (114,563 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Dec 2019)
Tax Bill	$14,876 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Oct 2018 Mortgage
APN	`164889 184.2-2-6`

Property Details

APN / Parcel Number

Primary APN	`164889 184.2-2-6`
Alternative APNs	`488918400200020060000000` `1.-081-02`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,075 sqft Living Area
1st Floor Area	1,761 sqft
Upper Floors Area	314 sqft
Attic	Attic
Attic Area	314 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	114,563 sqft (2.63 acres)
Lot Dimensions	200 ft deep x 240 ft wide
View / Lot	Waterfront / Beach
Garage Type	Detached
Garage Area	856 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,084 sqft
Shed	1 Shed
Canopy	392 sqft
Boat Access	Boat Access
Boat House	Boat House
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1.-081-02
Street Address	31 SYCAMORE DR
City	MALONE
State	NY
Zip	12953-5742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	CAPLAN LAKE TITUS WARNER DARROW
Legal Block	2
Legal Lot Number	6.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	5
Census Block	5010
Census Tract	951400

Owner

31 Sycamore Dr is owned by two individuals who bought it in December 2019.

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7423 NW 179TH ST, ALACHUA, FL 32615-7530
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Oct 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Prior Sale	Mar 25, 2002 · Amount on File
Deed Document Number	20195578
Prior Transfer Date	Oct 7, 2002
Prior Transfer Doc	0815000136
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Dec 2, 2019
Property Address	31 SYCAMORE DR, MALONE, NY 12953-5742
Document Number	0000005578
Instrument Date	Oct 18, 2019
Instrument	5578
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	CENTENNIAL ABSTRACT, CENTENNIAL ABS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,940.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7423 NW 179TH ST ALACHUA FL 326157530, ALACHUA, FL 32615-7530

Mortgage

Document Number	5579
Date	Dec 2, 2019
Instrument	5579

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2034

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	31 SYCAMORE DR, MALONE, NY 12953-5742
Document Number	0000005039
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 SYCAMORE DR MALONE NY 129535742, MALONE, NY 12953-5742

Mortgage

Document Number	0000005039
Date	Oct 31, 2018
Instrument	5039

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 31 Sycamore Dr was $14,876, down 3.3% from the year before.

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,876.00 (-3.35%)
2025	$15,391.00	$400,000 Land $80,000 Building $320,000	$740,741 Land $148,148 Building $592,593
2023		$400,000 (-) Land $80,000 Building $320,000	$666,667 (+14.17%) Land $133,333 Building $533,334
2022		$400,000 Land $80,000 Building $320,000	$583,942 Land $116,788 Building $467,154
2021	$6,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 31 Sycamore Dr; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Sycamore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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