31 Sumner St, Norfolk, MA 02056 Property Records

Norfolk County and Norfolk Town property record for 31 Sumner St, Norfolk, MA 02056

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,776 sqft · built 2021
Lot Size6.48 acres (282,400 sqft)
OwnerIndividual Name on File
Last Sale$289,000 (Aug 2022)
Tax Bill$4,297 (2026)
Deeds & MortgagesAug 2022 Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNUNIT 14

Property Details

APN / Parcel Number

Primary APNUNIT 14
Alternative APN
  • NORF M:0014 B:0049 L:11 U:31

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,776 sqft Living Area
Gross Area3,196 sqft
Basement Area464 sqft
Unfinished Basement464 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCondo/Apartment
Lot Area282,400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account NumberUNIT 14
Street Address31 SUMNER ST
CityNORFOLK
StateMA
Zip02056-1856
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block49
Legal Lot Number11
JurisdictionNORFOLK MA
Township / Civil DivisionNORFOLK
Census Block Group1
Census Block1034
Census Tract409102

Owner

31 Sumner St, a condominium, is owned and occupied by an individual who bought it in August 2022.

Source: Norfolk County and Norfolk Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address31 SUMNER ST, NORFOLK, MA 02056-1856
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
HOUSING&COMMUNITY
Aug 11, 2022Condominium Deed, Transfer · Stand-Alone First Mortgage
NEEDHAM BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2022 · Amount on File
Deed SaleAug 11, 2022 · Amount on File
Deed Book / Page40746 / 472
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK MA
Property Address31 SUMNER ST, NORFOLK, MA 02056-1856
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040746-521
DateAug 11, 2022
Book Page40746/521
Instrument71819
Lender
NameHOUSING&COMMUNITY
Agreement
TypeStand-Alone First Mortgage

August 2022: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionNORFOLK MA
Recording DateAug 11, 2022
Property Address31 SUMNER ST, NORFOLK, MA 02056-1856
Document Number040746-472
Book / Page40746 / 472
Instrument DateAug 11, 2022
Instrument71816
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 SUMNER ST # 14, 14, NORFOLK, MA 02056-1856

Mortgage

Document Number0000071817
DateAug 11, 2022
Instrument71817
Lender
NameNEEDHAM BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Mortgage

Document Number040746-511
DateAug 11, 2022
Book Page40746/511
Instrument71818
Lender
NameNEEDHAM BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 31 Sumner St was $4,297, down 6.9% from the year before.

Source: Norfolk County and Norfolk Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNorfolk Town
Secondary School DistrictKing Philip School District (07 - 12)
Elementary School DistrictNorfolk School District (PK - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,297.00 (-6.89%)$289,000 (-) Building $289,000$504,640 (+9.73%)
2025$4,615.00 (+2.56%)$289,000 (-) Building $289,000$459,895
2024$4,500.00 (-5.1%)$289,000 (-) Building $289,000
2023$4,742.00$289,000 Building $289,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Sumner St in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims29 (1979–2023)
Claims Outside the SFHA15 of 29
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 6 claims
  • Severe Storms And Flooding, Oct 2005 · 6 claims
  • Heavy Rains And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Sumner St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORFOLK WATER DIVISION
serves 7,602 people · EPA ID MA2208000
Water SourceGroundwater
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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