31 Summit Trl, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 31 Summit Trl, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	1,204 sqft · built 1956
Lot Size	0.499 acres (21,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Nov 2021)
Tax Bill	$10,531 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jan 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-04013-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`18-04013-0000-00008`
Alternative APN	`1800048000000010`

Interior

Stories	2 Stories
Building Area	1,204 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Lot Area	21,719 sqft (0.499 acres)
Lot Dimensions	181 ft deep x 120 ft wide

Location & Zoning

Old Parcel Number	1800048000000010
Street Address	31 SUMMIT TRL
City	SPARTA
State	NJ
Zip	07871-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: 11
Legal Subdivision	EDWARD SPICH JR SURV
Legal Block	4013
Legal Lot Number	8
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3005
Census Tract	373100

Owner

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 SUMMIT TRL, SPARTA, NJ 07871-1430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 24, 2020	Deed of Trust, Construction Loan · Construction Mortgage DELAWANNA 20 ASSOCIATES LLC
Aug 27, 2018	Trustee's Deed, Construction Loan · Line of Credit REHAB FIN'L
Aug 21, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	202110350880
Deed Book / Page	3612 / 716
Prior Transfer Date	Dec 23, 1998
Prior Transfer Doc	0023400019
Record Updated	Oct 29, 2026

November 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUSSEX NJ
Recording Date	Nov 8, 2021
Property Address	31 SUMMIT TRL, SPARTA, NJ 07871-1430
Document Number	0036120716
Book / Page	3612 / 716
Instrument Date	Jun 3, 2021
Instrument	20211108010350880
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,347.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 PARK AVE, 217, PASSAIC, NJ 07055-4459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SUMMIT TRL, SPARTA, NJ 07871-1430

Mortgage

Document Number	0100580868
Date	Nov 8, 2021
Book Page	10058/868
Instrument	20211108010350890

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Jul 1, 2036

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Recording Date	Jan 24, 2020
Property Address	31 SUMMIT TRL, SPARTA, NJ 07871-1430
Document Number	0097780436
Book / Page	009778 / 000436
Instrument Date	Jan 13, 2020
Instrument	19670
Transaction Type	Construction Loan
Record Updated	Feb 18, 2020
Title Company	GREATER NJ TITLE AGENCY, GREATER NJ TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	217 PARK AVE PASSAIC NJ 070554459, PASSAIC, NJ 07055-4459

Mortgage

Document Number	97780436
Date	Jan 24, 2020
Book Page	009778/000436
Instrument	19670

Lender

Name	DELAWANNA 20 ASSOCIATES LLC
Address	12 BALDWIN RD, SADDLE RIVER, NJ 07458-3203

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 23, 2021

Interest

Rate	12%

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SUSSEX NJ
Recording Date	Aug 27, 2018
Property Address	31 SUMMIT TRL, SPARTA, NJ 07871-1430
Document Number	0096320241
Book / Page	009632 / 000241
Instrument Date	Jul 3, 2018
Instrument	174270
Transaction Type	Construction Loan
Record Updated	Sep 25, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	31 SUMMIT TRL SPARTA NJ 078711430, SPARTA, NJ 07871-1430

Mortgage

Document Number	96320241
Date	Aug 27, 2018
Book Page	009632/000241
Instrument	174270

Lender

Name	REHAB FIN'L
Type	Funding / Finance Company
Address	ROSEMONT, PA 19010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SUSSEX NJ
Recording Date	Aug 21, 2017
Property Address	31 SUMMIT TRL, SPARTA, NJ 07871-1430
Document Number	0034410127
Book / Page	003441 / 000127
Instrument Date	Mar 28, 2017
Instrument	171650
Transaction Type	Foreclosure
Record Updated	Oct 16, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	9990 RICHMOND AVE #100 HOUSTON TX 770424559, 100, HOUSTON, TX 77042-4559

Tax Assessment & Valuation

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,100 (-) Land $144,200 Building $142,900	$287,100 (-) Land $144,200 Building $142,900
2025	$10,531.00 (+3.57%)	$287,100 (+1.34%) Land $144,200 Building $142,900	$287,100 (+1.34%) Land $144,200 Building $142,900
2024	$10,168.00 (+5.51%)
2023		$283,300 Land $144,200 Building $139,100	$283,300 Land $144,200 Building $139,100
2022	$9,637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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