Westerly Town property record for 31 Summer St, Westerly, RI 02891
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 3,484 sqft · built 1890 |
| Lot Size | 0.348 acres (15,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Oct 2024) |
| Tax Bill | $4,683 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Nov 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:67 B:103 |
| Primary APN | WEST M:67 B:103 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,484 sqft Living Area |
| Gross Area | 5,959 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Rolled Roofing |
| Lot Area | 15,148 sqft (0.348 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 5037050 |
|---|---|
| Street Address | 31 SUMMER ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-7401 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 103 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 50801 |
Source: Westerly Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31 SUMMER ST, 1, WESTERLY, RI 02891-7401 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Line of Credit WESTERLY COMMUNITY CU |
| Nov 23, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2024 · Amount on Record |
| Deed Sale | Oct 18, 2024 · Amount on Record |
| Prior Sale | Mar 31, 2003 · Amount on Record |
| Deed Document Number | 20243538 |
| Deed Book / Page | 2024 / 14082 |
| Prior Transfer Date | Nov 23, 2022 |
| Prior Transfer Doc | 2022-20038 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 31 SUMMER ST, WESTERLY, RI 02891-7401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02026-3955 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 2026/3955 |
| Instrument | 2026-907 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Nov 23, 2022 |
| Property Address | 31 SUMMER ST, WESTERLY, RI 02891-7401 |
| Document Number | 2022-20038 |
| Book / Page | 2022 / 20038 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 2022-4867 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,683.00 (+9.88%) | $601,900 (+43.48%) Land $169,200 Building $432,700 |
| 2023 | $4,262.00 (+0.59%) | $419,500 (-) Land $121,600 Building $297,900 |
| 2022 | $4,237.00 | $419,500 Land $121,600 Building $297,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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