Mitchell County property record for 31 Summer Downs, Bakersville, NC 28705
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,014 sqft · built 1975 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,500 (Oct 2005) |
| Tax Bill | $1,145 (2026) |
| Deeds & Mortgages | Oct 2005 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0871-00-85-7125 |
| Primary APN | 0871-00-85-7125 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Lot Area | 15,682 sqft (0.36 acres) |
| Heating System | Gravity Furnace |
|---|
| Account Number | 555553612 |
|---|---|
| Street Address | 31 SUMMER DOWNS |
| City | BAKERSVILLE |
| State | NC |
| Zip | 28705-7342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1165 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | SNOW CREEK |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 950300 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31 SUMMER DOWNS, BAKERSVILLE, NC 28705-7342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2005 · Amount on Record |
| Deed Sale | Oct 17, 2005 · Amount on Record |
| Deed Book / Page | 425 / 67 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 31 SUMMER DOWNS, BAKERSVILLE, NC 28705-7342 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000425/069 |
|---|---|
| Date | Oct 17, 2005 |
| Book Page | 425/069 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27609 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,145.00 | $179,000 (-) Land $15,600 Building $163,400 | |
| 2025 | $1,145.00 (+1.6%) | $179,000 (-) Land $15,600 Building $163,400 | |
| 2023 | $1,127.00 | $179,000 Land $15,600 Building $163,400 | $179,000 Land $15,600 Building $163,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2003–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Cable · Fiber in parts of the area | 400 / 24 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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