Bergen County and Upper Saddle River Borough property record for 31 Sturbridge Dr, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 3,420 sqft · built 1971 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,080,000 (Sep 2018) |
| Tax Bill | $21,171 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00907-0000-00009 |
| Primary APN | 63-00907-0000-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,420 sqft Living Area |
| 1st Floor Area | 3,420 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Lot Area | 39,204 sqft (0.9 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 101187 |
|---|---|
| Street Address | 31 STURBRIDGE DR |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .900 AC |
| Legal Subdivision | EAST HILL ESTATES SEC 3 |
| Legal Block | 907 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 STURBRIDGE DR, UPPER SADDLE RIVER, NJ 07458-1741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 12, 2018 | Deed, Transfer |
| Aug 29, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on Record |
| Deed Sale | Sep 12, 2018 · Amount on Record |
| Prior Sale | Oct 16, 1991 · Amount on Record |
| Deed Document Number | 201818-064804 |
| Deed Book / Page | 3049 / 2267 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 31 STURBRIDGE DR, UPPER SADDLE RIVER, NJ 07458-1741 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044000995 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 4400/995 |
| Instrument | 2021152502 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 12, 2018 |
| Property Address | 31 STURBRIDGE DR, UPPER SADDLE RIVER, NJ 07458-1741 |
| Document Number | 0030492267 |
| Book / Page | 3049 / 2267 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 00018-064804 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 STURBRIDGE DR, UPPER SADDLE RIVER, NJ 07458-1741 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 29, 2018 |
| Property Address | 31 STURBRIDGE DR, UPPER SADDLE RIVER, NJ 07458-1741 |
| Document Number | 0030392492 |
| Book / Page | 003039 / 002492 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 62049 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 STURBRIDGE DR UPPER SADDLE RIVER NJ 074581741, UPPER SADDLE RIVER, NJ 07458-1741 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $817,400 (-) Land $386,000 Building $431,400 | $817,400 (-) Land $386,000 Building $431,400 | |
| 2025 | $21,171.00 (+1.73%) | $817,400 (-) Land $386,000 Building $431,400 | $817,400 (-) Land $386,000 Building $431,400 |
| 2024 | $20,811.00 (+3.67%) | ||
| 2023 | $817,400 Land $386,000 Building $431,400 | $817,400 Land $386,000 Building $431,400 | |
| 2022 | $20,075.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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