31 Stuart Rd, Rochester, MA 02770 Property Records

Plymouth County and Rochester Town property record for 31 Stuart Rd, Rochester, MA 02770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,312 sqft · built 1978
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Apr 2017)
Tax Bill	$6,633 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ROCH M:15-A L:35`

Property Details

APN / Parcel Number

Primary APN	`ROCH M:15-A L:35`
Alternative APNs	`M:015A B:0000 L:00350` `737`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,312 sqft Living Area
Gross Area	5,243 sqft
1st Floor Area	1,276 sqft
Attic	Attic
Attic Area	644 sqft
Basement Area	1,084 sqft
Unfinished Basement	1,084 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	737
Street Address	31 STUART RD
City	ROCHESTER
State	MA
Zip	02770-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/R
Legal Lot Number	35
Jurisdiction	ROCHESTER MA
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3017
Census Tract	541100

Owner

Source: Plymouth County and Rochester Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 STUART RD, ROCHESTER, MA 02770-1201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit STATE ANNE'S CREDIT UNION
Sep 11, 2020	Deed of Trust, Mortgage · Balloon Mortgage ST ANNE CU
Jun 19, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 14, 2017	Quit Claim Deed, Transfer · FHA Mortgage HOME LN & INVEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2017 · Amount on Record
Deed Sale	Apr 14, 2017 · Amount on Record
Prior Sale	Aug 28, 1995 · Amount on Record
Deed Document Number	201730140
Deed Book / Page	48315 / 82
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER MA
Recording Date	Apr 30, 2026
Property Address	31 STUART RD, ROCHESTER, MA 02770-1201
Document Number	061058-239
Book / Page	61058 / 239
Instrument Date	Apr 30, 2026
Instrument	2026578
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 STUART RD, ROCHESTER, MA 02770-1201

Mortgage

Document Number	0000000578,
Date	Apr 30, 2026
Book Page	61058/239
Instrument	2026578

Lender

Name	STATE ANNE'S CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER MA
Property Address	31 STUART RD, ROCHESTER, MA 02770-1201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	53417-331
Date	Sep 11, 2020
Book Page	53417/331
Instrument	84717

Lender

Name	ST ANNE CU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2045

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCHESTER MA
Property Address	31 STUART RD, ROCHESTER, MA 02770-1201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	52931-209
Date	Jun 19, 2020
Book Page	52931/209
Instrument	52050

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Jul 1, 2044

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCHESTER MA
Recording Date	Apr 14, 2017
Property Address	31 STUART RD, ROCHESTER, MA 02770-1201
Document Number	48315-82
Book / Page	48315 / 82
Instrument	30140
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	483150084
Date	Apr 14, 2017
Instrument	48315/0084

Lender

Name	HOME LN & INVEST BK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2047

Tax Assessment & Valuation

Source: Plymouth County and Rochester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Rochester Town
Secondary School District	Old Rochester School District (07 - 12)
Elementary School District	Rochester School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,633.00 (+5.86%)	$613,000 (+16.12%) Land $187,100 Building $425,900	$661,485
2023	$6,266.00	$527,900 Land $178,200 Building $349,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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