31 Strader Dr, Dayton, OH 45426 Property Records

Montgomery County property record for 31 Strader Dr, Dayton, OH 45426

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,344 sqft · built 1962
Lot Size	0.41 acres (17,860 sqft)
Owner	Company Name on Record
Last Sale	$1,912 (Mar 2024)
Tax Bill	$1,836 (2024)
Deeds & Mortgages	Mar 2024 Foreclosure Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H33 00316 0003`

Property Details

APN / Parcel Number

Primary APN	`H33 00316 0003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	17,860 sqft
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	318 sqft
Shed	1 Shed
Shed Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	31 STRADER DR
City	DAYTON
State	OH
Zip	45426-3348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 TROTWOOD TER 1
Legal Subdivision	TROTWOOD TER 1
Legal Lot Number	3
Jurisdiction	MONTGOMERY OH
Township / Civil Division	TROTWOOD
Census Block Group	2
Census Block	2004
Census Tract	70400

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	31 STRADER DR, DAYTON, OH 45426-3348
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed, Foreclosure
Feb 1, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage WRIGHT-PATT CREDIT UNION INC
Nov 16, 2022	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Prior Sale	Feb 1, 2024 · Amount on Record
Deed Document Number	2024-00015641
Record Updated	Jun 8, 2026

March 2024: Deed, Foreclosure

Document Type	Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 28, 2024
Property Address	31 STRADER DR, DAYTON, OH 45426-3348
Document Number	0000015641
Instrument Date	Jan 16, 2024
Instrument	2024-00015641
Transaction Type	Foreclosure
Record Updated	May 6, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 N 115TH ST STE 100, 100, OMAHA, NE 68154-2507

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 1, 2024
Property Address	31 STRADER DR, DAYTON, OH 45426-3348
Document Number	0000005023
Map Reference	MB 62 PG 55
Instrument Date	Jan 12, 2024
Instrument	2024-00005023
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	LANDMARK TTL AGCY SOUTH INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 STRADER DR, DAYTON, OH 45426-3348

Mortgage

Document Number	0000005024
Date	Feb 1, 2024
Instrument	2024-00005024

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

November 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 16, 2022
Property Address	31 STRADER DR, DAYTON, OH 45426-3348
Document Number	0000071368
Map Reference	MB 62 PG 55
Instrument Date	Nov 10, 2022
Instrument	2022-00071368
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 RUMSEY RD, COLUMBUS, OH 43207-3868

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Trotwood City
Unified School District	Trotwood-Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,590 (-) Land $4,430 Building $23,160
2024	$1,836.00 (+2.17%)
2023	$1,797.00 (+33.01%)	$27,590 (+14.67%) Land $4,430 Building $23,160	$78,810 (+14.65%) Land $12,650 Building $66,160
2022	$1,351.00	$24,060 Land $3,850 Building $20,210
2020			$68,740 Land $11,000 Building $57,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1982–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Mar 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROTWOOD CITY PWS serves 9,000 people · EPA ID OH5702403
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV.

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