31 Stirling Ln, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 31 Stirling Ln, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,227 sqft · built 1963
Lot Size	0.337 acres (14,680 sqft)
Owner	Company Name on Record
Last Sale	$620,000 (Aug 2022)
Tax Bill	$16,249 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00923-0000-00054`

Property Details

APN / Parcel Number

Primary APN	`14-00923-0000-00054`
Alternative APNs	`1400458A00010` `140092300054`

Interior

Building Area	2,227 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Lot Area	14,680 sqft (0.337 acres)

Location & Zoning

Old Parcel Number	1400458A00010
Street Address	31 STIRLING LN
City	WAYNE
State	NJ
Zip	07470-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	STARLING TERRACE HOMES
Legal Block	923
Legal Lot Number	54
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1017
Census Tract	246203

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	31 STIRLING LN, WAYNE, NJ 07470-4501
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022 · Amount on Record
Deed Sale	Aug 24, 2022 · Amount on Record
Prior Sale	Aug 20, 2004 · Amount on Record
Deed Document Number	202241861
Deed Book / Page	4378 / 195
Prior Transfer Date	Jan 11, 2012
Prior Transfer Doc	0000012724
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 24, 2022
Property Address	31 STIRLING LN, WAYNE, NJ 07470-4501
Document Number	0000041861
Book / Page	D4378 / 195
Instrument Date	Aug 18, 2022
Instrument	2022041861
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	NEW MILLENNIUM TITLE COMPANY, NEW MILLENNIUM TTL AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,806.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	166 SURREY CT, RAMSEY, NJ 07446-1269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 STIRLING LN, WAYNE, NJ 07470-4501
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041862
Date	Aug 24, 2022
Instrument	2022041862

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,900 (-) Land $130,300 Building $140,600	$270,900 (-) Land $130,300 Building $140,600
2025	$16,249.00 (+0.88%)	$270,900 (-) Land $130,300 Building $140,600	$270,900 (-) Land $130,300 Building $140,600
2024	$16,107.00 (+5.16%)
2023		$270,900 Land $130,300 Building $140,600	$270,900 Land $130,300 Building $140,600
2022	$15,316.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	23 (1979–2012)
Claims Outside the SFHA	9 of 23
Most Recent Claim	Jul 2012 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims Coastal Storms & Flooding, Apr 1984 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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