31 State St, Phoenix, NY 13135 Property Records

Oswego County and Schroeppel Town property record for 31 State St, Phoenix, NY 13135

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,276 sqft · built 1865
Lot Size0.178 acres (7,760 sqft)
OwnerIndividual Name on Record
Tax Bill$3,604 (2025)
Deeds & MortgagesMar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN355401 314.05-01-04

Property Details

APN / Parcel Number

Primary APN355401 314.05-01-04
Alternative APN
  • 540131400500010040000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,276 sqft Living Area
1st Floor Area748 sqft
2nd Floor Area528 sqft

Exterior

Year BuiltBuilt 1865
Effective Year BuiltEffective 1865
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area7,760 sqft (0.178 acres)
Lot Dimensions194 ft deep x 40 ft wide
View / LotWaterfront / Beach
PorchSlab
Porch Area50 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address31 STATE ST
CityPHOENIX
StateNY
Zip13135-2315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block1
Legal Lot Number4.000
JurisdictionOSWEGO NY
Township / Civil DivisionSCHROEPPEL
Census Block Group1
Census Block1015
Census Tract20901

Owner

Source: Oswego County and Schroeppel Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31 STATE ST, PHOENIX, NY 13135-2315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address31 STATE ST, PHOENIX, NY 13135-2315
Transaction TypeMortgage
Record UpdatedMay 31, 2023
Title CompanyCNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 STATE ST, PHOENIX, NY 13135-2315

Mortgage

Document Number0000002356
DateMar 21, 2023
InstrumentR-2023-002356
Lender
NameFULTON SAVINGS BANK
TypeBank
AddressFULTON, NY 13069
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 20, 2043

Tax Assessment & Valuation

Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionSchroeppel Town
MunicipalityPhoenix Village
Unified School DistrictPhoenix Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,604.00$72,400 (-) Land $28,000 Building $44,400$160,889 (+22.22%) Land $62,222 Building $98,667
2023$72,400 Land $28,000 Building $44,400$131,636 Land $50,909 Building $80,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPHOENIX VILLAGE
public/private · serves 2,138 people · EPA ID NY3704363
Water SourcePurchased surface water from OCWA
Last State InspectionOct 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
resolved · Jan 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on State St

Nearby Streets

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