31 Starks Rd, Winsted, CT 06098 Property Records

Torrington City property record for 31 Starks Rd, Winsted, CT 06098

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,601 sqft · built 1972
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on Record
Tax Bill	$6,610 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2021 Mortgage + 6 more
APN	`000858`

Property Details

APN / Parcel Number

Primary APN	`000858`
Alternative APNs	`TORR M:230 B:006 L:002` `858`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,601 sqft Living Area
Gross Area	4,009 sqft
Basement Area	1,601 sqft
Unfinished Basement	1,601 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	82,764 sqft (1.9 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	858
Street Address	31 STARKS RD
City	WINSTED
State	CT
Zip	06098-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Block	6
Legal Lot Number	2
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	2
Census Block	2017
Census Tract	310700

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 STARKS RD, TORRINGTON, CT 06790-2430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit TEXANA BANK
Feb 22, 2021	Deed of Trust, Mortgage · Balloon Mortgage AMERISAVE MORTGAGE CORP
Jul 30, 2025	Deed of Trust, Mortgage · Line of Credit TEXANA BANK NA
Oct 29, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 18, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Mar 20, 2018	Deed of Trust, Mortgage · FHA Mortgage NEW DAY FINANCIAL LLC
Feb 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC
Mar 11, 2019	Deed of Trust, Mortgage MISCELLANEOUS FIN & MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Recording Date	Apr 23, 2026
Property Address	31 STARKS RD, WINSTED, CT 06098-3511
Document Number	0001458-37
Book / Page	1458 / 37
Instrument Date	Apr 7, 2026
Instrument	2026507664
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 STARKS RD, WINSTED, CT 06098-3511

Mortgage

Document Number	0000507664,
Date	Apr 23, 2026
Book Page	1458/37
Instrument	2026507664

Lender

Name	TEXANA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	31 STARKS RD, WINSTED, CT 06098-3511
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001327-598
Date	Feb 22, 2021
Book Page	1327/598
Instrument	2021-462294

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	31 STARKS RD, WINSTED, CT 06098-3511
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001441-177
Date	Jul 30, 2025
Book Page	1441/177
Instrument	2025-502732

Lender

Name	TEXANA BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	337 Months
Due	Aug 1, 2053

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	31 STARKS RD, WINSTED, CT 06098-3511
Transaction Type	Mortgage
Record Updated	Nov 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01423-1139
Date	Oct 29, 2024
Book Page	1423/1139
Instrument	2024-496239

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	31 STARKS RD, WINSTED, CT 06098-3511
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001405-741
Date	Jan 18, 2024
Book Page	1405/741
Instrument	2024-489378

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	31 STARKS RD, WINSTED, CT 06098-3511
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01262-1118
Date	Mar 20, 2018
Book Page	1262/1118

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	31 STARKS RD, WINSTED, CT 06098-3511
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001302-621
Date	Feb 19, 2020
Book Page	1302/621
Instrument	2020-453453

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	31 STARKS RD, WINSTED, CT 06098-3511
Document Number	1284-61
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 STARKS RD TORRINGTON CT 06790, TORRINGTON, CT 06790

Mortgage

Document Number	1284-61
Date	Apr 9, 2019
Book Page	001284/000061
Instrument	445614

Lender

Name	MISCELLANEOUS FIN & MTG CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2049

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,610.00 (-12.97%)	$197,540 (-) Land $27,300 Building $170,240	$351,269 (+154.03%)
2025	$7,595.00	$197,540 (+85.64%) Land $27,300 Building $170,240	$138,278 Land $19,110 Building $119,168
2024	$7,595.00 (+48.83%)
2023	$5,103.00 (+1.73%)	$106,410 (-) Land $27,300 Building $79,110
2022	$5,016.00	$106,410 Land $27,300 Building $79,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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